509 E 5th St, Papillion, NE 68046 Property Records

Sarpy County property record for 509 E 5th St, Papillion, NE 68046

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 922 sqft · built 1955
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on Record
Last Sale	$139,000 (Sep 2020)
Tax Bill	$2,714 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010574395`

Property Details

APN / Parcel Number

Primary APN	`010574395`
Alternative APNs	`743952959260400030000005` `13458605`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	922 sqft Total Area
1st Floor Area	922 sqft
Basement Area	922 sqft
Finished Basement	100 sqft

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Lot Area	9,900 sqft
Lot Dimensions	180 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	480 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	616 sqft

Location & Zoning

Account Number	13458605
Old Parcel Number	743952959260400030000005
Street Address	509 E 5TH ST
City	PAPILLION
State	NE
Zip	68046-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	LOT E-2-2 BEADLES SUBDIVISION
Legal Subdivision	BEADLES SUBDIVISION
Legal Lot Number	E
Jurisdiction	SARPY NE
Township / Civil Division	PAPILLION
Census Block Group	4
Census Block	4002
Census Tract	10617

Owner

Source: Sarpy County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	509 E 5TH ST, PAPILLION, NE 68046-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Apr 13, 2023	Deed of Trust, Mortgage · Construction Mortgage US BANK NA
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage REGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Apr 7, 1998 · Amount on Record
Deed Document Number	2020-29413
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	509 E 5TH ST, PAPILLION, NE 68046-2208
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 5TH ST, PAPILLION, NE 68046-2208

Mortgage

Document Number	0000007202
Date	Sep 6, 2023
Instrument	2023-17202

Lender

Name	COGENT BANK
Type	Bank
Address	OMAHA, NE 68138

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	509 E 5TH ST, PAPILLION, NE 68046-2208
Transaction Type	Mortgage
Record Updated	Apr 25, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 5TH ST, PAPILLION, NE 68046-2208

Mortgage

Document Number	0000006041
Date	Apr 13, 2023
Instrument	2023-06041

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	509 E 5TH ST, PAPILLION, NE 68046-2208
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	TITLECORE NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009110
Date	Apr 26, 2017
Instrument	2017-09110

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Sep 14, 2020
Property Address	509 E 5TH ST, PAPILLION, NE 68046-2208
Document Number	0000009413
Instrument Date	Aug 25, 2020
Instrument	2020-29413
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	ENCOMPASS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$312.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000009414
Date	Sep 14, 2020
Instrument	2020-29414

Lender

Name	REGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Sarpy County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Municipality	Papillion City
Unified School District	Papillion-La Vista Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,714.00 (+7.44%)	$186,197 (+17.04%) Land $36,000 Building $150,197	$186,197 (+17.04%) Land $36,000 Building $150,197
2024	$2,526.00 (-15.66%)
2023	$2,995.00 (+5.79%)	$159,095 Land $30,000 Building $129,095	$159,095 Land $30,000 Building $129,095
2022	$2,831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Feb 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PAPILLION serves 35,000 people · EPA ID NE3115313
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 100
CenturyLink DSL	140 / 20

May also be available: Verizon.

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