509 E 4th St, Tipton, IA 52772 Property Records

Cedar County property record for 509 E 4th St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,437 sqft · built 1903
Lot Size	0.365 acres (15,899 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`048011062060030`

Property Details

APN / Parcel Number

Primary APN	`048011062060030`
Alternative APN	`48004801106206003000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,437 sqft Living Area
Basement Area	560 sqft
Unfinished Basement	596 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,899 sqft (0.365 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	132 sqft
Deck Area	188 sqft
Patio Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	509 E 4TH ST
City	TIPTON
State	IA
Zip	52772-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRESCOTTS ADD E 75' W 1/2 LOT 1 BLK 1
Legal Subdivision	PRESCOTTS ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	3
Census Block	3032
Census Tract	450300

Owner

Source: Cedar County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 E 4TH ST, TIPTON, IA 52772-1933
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE
Aug 1, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 8, 2022
Transfer Doc	0001661/64
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR IA
Recording Date	Aug 1, 2022
Property Address	509 E 4TH ST, TIPTON, IA 52772-1933
Document Number	0001661/66
Book / Page	1661 / 66
Instrument Date	Apr 20, 2022
Instrument	2022 2603
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E 4TH ST, TIPTON, IA 52772-1933

Mortgage

Document Number	20222604166168
Date	Aug 1, 2022
Instrument	2022 2604166168

Lender

Name	NATIONSTAR MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CEDAR IA
Recording Date	Aug 1, 2022
Property Address	509 E 4TH ST, TIPTON, IA 52772-1933
Document Number	0001661/64
Book / Page	1661 / 64
Instrument Date	Mar 8, 2022
Instrument	2022 2602
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 4TH ST, TIPTON, IA 52772-1933

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00 Homeowner's exemption	$176,090 (+12.78%) Land $27,300 Building $148,790	$176,090 (+12.78%) Land $27,300 Building $148,790
2024	$2,730.00 (+16.37%)
2023		$156,140 (+25.72%) Land $27,300 Building $128,840	$156,140 (+25.72%) Land $27,300 Building $128,840
2022	$2,346.00 Homeowner's exemption	$124,200 Land $23,100 Building $101,100
2021			$124,200 Land $23,100 Building $101,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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