509 E 49th St, Savannah, GA 31405 Property Records

Chatham County property record for 509 E 49th St, Savannah, GA 31405

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,365 sqft · built 1928
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jan 2021)
Tax Bill	$3,303 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-0086-05-004`

Property Details

APN / Parcel Number

Primary APN	`2-0086-05-004`
Alternative APN	`H272T481`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Utility Area	240 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1995
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	6,403 sqft (0.147 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	509 E 49TH ST
City	SAVANNAH
State	GA
Zip	31405-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LOT 70, WEST 26 FEET OF LOT 71 AND EAST 5 FEET OF LOT 69 SCHRO
Legal Subdivision	SCHROEDER
Legal Lot Number	70-71
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2022
Census Tract	3000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ardsley Park-Chatham Crescent Historic District listed 1985 · 998 contributing resources · NRIS 85001787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

509 E 49th St is owned and occupied by an individual who bought it in January 2021.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	509 E 49TH ST, SAVANNAH, GA 31405-2346
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 19, 2021	Warranty Deed, Transfer
Jul 20, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on File
Deed Sale	Jan 19, 2021 · Amount on File
Prior Sale	Jul 20, 2018 · Amount on File
Deed Document Number	2021624
Deed Book / Page	2214 / 598
Prior Transfer Date	Jun 25, 2004
Prior Transfer Doc	0272000481
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	509 E 49TH ST, SAVANNAH, GA 31405-2346
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 49TH ST, SAVANNAH, GA 31405-2346

Mortgage

Document Number	0031550512
Date	Jul 28, 2023
Book Page	0000003155/0000000512

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 1, 2063

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	509 E 49TH ST, SAVANNAH, GA 31405-2346
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 49TH ST, SAVANNAH, GA 31405-2346

Mortgage

Document Number	0000002214/0000000600
Date	Jan 21, 2021
Book Page	0000002214/0000000600
Instrument	032825760017

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 19, 2021
Property Address	509 E 49TH ST, SAVANNAH, GA 31405-2346
Document Number	0022140598
Book / Page	2214 / 598
Instrument Date	Jan 19, 2021
Instrument	2021-000624
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 49TH ST, SAVANNAH, GA 31405-2346

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 20, 2018
Property Address	509 E 49TH ST, SAVANNAH, GA 31405-2346
Document Number	0014060232
Book / Page	1406 / 232
Instrument Date	Jul 20, 2018
Instrument	2018-007320
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 49TH ST, SAVANNAH, GA 31405-2346

Mortgage

Document Number	1406/235
Date	Jul 23, 2018
Book Page	1406/235
Instrument	31177860019

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 509 E 49th St was $3,303.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,160 (+2.1%) Land $44,000 Building $154,160	$495,400 (+2.1%) Land $110,000 Building $385,400
2025	$3,303.00	$194,080 Land $44,000 Building $150,080	$485,200 Land $110,000 Building $375,200
2023		$143,760 (+19.8%) Land $30,000 Building $113,760	$359,400 (+19.8%) Land $75,000 Building $284,400
2022	$4,456.00	$120,000 Land $27,040 Building $92,960	$300,000 Land $67,600 Building $232,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 E 49th St in Zone X, an area of minimal flood risk, though there have been 215 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 87 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	87 in force
Nearby Flood Claims	215 (1979–2024)
Claims Outside the SFHA	209 of 215
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Heavy Rains, Tornados, Flooding, High Winds, Oct 1994 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 509 E 49th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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