509 E 3rd St, Peterson, IA 51047 Property Records

Clay County property record for 509 E 3rd St, Peterson, IA 51047

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,560 sqft · built 1978
Lot Size	0.258 acres (11,250 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,458 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`943833253005`

Property Details

APN / Parcel Number

Primary APN	`943833253005`
Alternative APN	`58094383325300500`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	75 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	509 E 3RD ST
City	PETERSON
State	IA
Zip	51047-7707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1 AGRICU
Legal Description	S 1/2 7 4 KIRCHNERS 3RD 8 4 KIRCHNERS 3RD
Legal Range	38W
Legal Township	94N
Legal Section	33
Legal Subdivision	KIRCHNER'S 3RD ADDITION
Jurisdiction	CLAY IA
Township / Civil Division	PETERSON
Census Block Group	1
Census Block	1101
Census Tract	80400

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 E 3RD ST, PETERSON, IA 51047-7707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 10, 2023
Transfer Doc	02023/1724
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IA
Recording Date	Aug 14, 2023
Property Address	509 E 3RD ST, PETERSON, IA 51047-7707
Document Number	02023/1724
Book / Page	2023 / 1724
Instrument Date	Aug 10, 2023
Instrument	2023 1724
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 EAST ST, PETERSON, IA 51047-7741

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E 3RD ST, PETERSON, IA 51047-7707

Mortgage

Document Number	0020231725
Date	Aug 14, 2023
Instrument	2023 1725

Lender

Name	SECURITY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	62 Months
Due	Oct 11, 2028

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Peterson City
Unified School District	Sioux Central Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,458.00 (+21.1%)	$93,040 (+26.91%) Land $6,570 Building $86,470	$93,040 (+26.91%) Land $6,570 Building $86,470
2024	$1,204.00 (+25.68%)
2023		$73,310 (+38.43%) Land $6,570 Building $66,740	$73,310 (+38.43%) Land $6,570 Building $66,740
2022	$958.00	$52,960 Land $6,570 Building $46,390
2021			$52,960 Land $6,570 Building $46,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 65% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PETERSON MUNICIPAL WATER SUPPLY serves 322 people · EPA ID IA2154039
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Northwest Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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