O'Brien County property record for 509 E 2nd St, Sanborn, IA 51248
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,274 sqft · built 2019 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Apr 2020) |
| Tax Bill | $4,734 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2020 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0030424500 |
| Primary APN | 0030424500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 1,274 sqft |
| Finished Basement | 1,274 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 17,498 sqft (0.402 acres) |
| Lot Dimensions | 174 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 874 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 509 E 2ND ST |
|---|---|
| City | SANBORN |
| State | IA |
| Zip | 51248-1170 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EASTVIEW FIRST ADD LOT 12 BLK 5 |
| Legal Subdivision | EASTVIEW FIRST ADD |
| Legal Block | 5 |
| Legal Lot Number | 12 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 490200 |
509 E 2nd St is owned and occupied by two individuals who bought it in April 2020.
Source: O'Brien County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 E 2ND ST, SANBORN, IA 51248-1170 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SANBORN SAVINGS BANK |
| Apr 27, 2020 | Warranty Deed, Transfer · Line of Credit SANBORN SAVINGS BANK |
| Sep 5, 2019 | Warranty Deed, Transfer · Line of Credit BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2020 · Amount on File |
| Deed Sale | Apr 27, 2020 · Amount on File |
| Deed Document Number | 2020966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Property Address | 509 E 2ND ST, SANBORN, IA 51248-1170 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202101852 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021-01852 |
| Name | SANBORN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | SANBORN, IA 51248 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Apr 27, 2020 |
| Property Address | 509 E 2ND ST, SANBORN, IA 51248-1170 |
| Document Number | 202000966 |
| Instrument Date | Apr 23, 2020 |
| Instrument | 2020-00966 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $439.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 E 2ND ST, SANBORN, IA 51248-1170 |
| Document Number | 202000968 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020-00968 |
| Name | SANBORN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 62 Months |
| Due | Jun 20, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Sep 5, 2019 |
| Property Address | 509 E 2ND ST, SANBORN, IA 51248-1170 |
| Document Number | 201901954 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 2019-01954 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 605 CARROLL ST, SANBORN, IA 51248-1151 |
| Document Number | 201901985 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 2019-01985 |
| Name | BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 509 E 2nd St was $4,734 with a homeowner's exemption, up 8.3% from the year before.
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Sanborn City |
| Unified School District | Hartley-Melvin-Sanborn Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,734.00 (+8.28%) Homeowner's exemption | $365,220 Land $31,030 Building $334,190 | $365,220 Land $31,030 Building $334,190 |
| 2024 | $4,372.00 | ||
| 2023 | $316,390 (+13.09%) Land $31,030 Building $285,360 | $316,390 Land $31,030 Building $285,360 | |
| 2022 | $4,546.00 Homeowner's exemption | $279,760 Land $26,750 Building $253,010 | |
| 2021 | $279,760 Land $26,750 Building $253,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 E 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 509 E 2nd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANBORN WATER SUPPLY serves 1,392 people · EPA ID IA7165025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| The Community Agency Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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