Polk County property record for 509 E 28th St, Des Moines, IA 50317
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1920 |
| Lot Size | 0.097 acres (4,211 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jun 2026) |
| Tax Bill | $2,282 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050/01570-000-000 |
| Primary APN | 050/01570-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| Gross Area | 1,822 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 768 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,211 sqft (0.097 acres) |
| Lot Dimensions | 60 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 190 sqft |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Deck Area | 180 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 509 E 28TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50317-2348 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 1/2 LOT 20 BLK 16 FARWELL PLACE |
| Legal Subdivision | FARWELL PLACE |
| Legal Block | 16 |
| Legal Lot Number | 20 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 2100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Iowa State Fair and Exposition Grounds Historic District listed 1987 · 40 contributing resources · NRIS 87000014 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Polk County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 509 E 28TH ST, DES MOINES, IA 50317-2348 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CLASS CU |
| Jun 2, 2026 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Aug 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2026 · Amount on Record |
| Deed Sale | Jun 2, 2026 · Amount on Record |
| Prior Sale | Aug 31, 2018 · Amount on Record |
| Deed Document Number | 202632481 |
| Deed Book / Page | 20539 / 673 |
| Prior Transfer Date | Aug 14, 1997 |
| Prior Transfer Doc | 0000019530 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 509 E 28TH ST, DES MOINES, IA 50317-2348 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000135256 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 18930/194 |
| Instrument | 2021-00135256 |
| Name | FIRST CLASS CU |
|---|---|
| Type | Credit Union |
| Address | DUMONT, IA 50625 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 2, 2026 |
| Property Address | 509 E 28TH ST, DES MOINES, IA 50317-2348 |
| Document Number | 0000032481 |
| Book / Page | 20539 / 673 |
| Instrument Date | May 28, 2026 |
| Instrument | 202632481 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25,775.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 E 28TH ST, DES MOINES, IA 50317-2348 |
| Document Number | 0000032482, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202632482 |
| Name | GUARANTEED RATE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Aug 31, 2018 |
| Property Address | 509 E 28TH ST, DES MOINES, IA 50317-2348 |
| Document Number | 201800018460 |
| Book / Page | 17061 / 0711 |
| Instrument Date | Aug 25, 2018 |
| Instrument | 2018-00018460 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 E 28TH ST, DES MOINES, IA 50317-2348 |
| Document Number | 201800018462 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 2018-00018462 |
| Name | FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $147,100 (+16.28%) Land $16,900 Building $130,200 | $147,100 (+16.28%) Land $16,900 Building $130,200 | |
| 2024 | $2,282.00 (+10.14%) | ||
| 2023 | $126,500 Land $14,400 Building $112,100 | $126,500 Land $14,400 Building $112,100 | |
| 2020 | $2,072.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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