509 E 1st St, Mc Cook, NE 69001 Property Records

Red Willow County property record for 509 E 1st St, Mc Cook, NE 69001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 1928
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,306 (Jun 2023)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000702300`

Property Details

APN / Parcel Number

Primary APN	`000702300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,465 sqft Living Area
1st Floor Area	1,465 sqft
Basement Area	1,050 sqft
Finished Basement	788 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	509 E 1ST ST
City	MC COOK
State	NE
Zip	69001-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL MCCOOK BLK 2 LOT 11
Legal Range	29W
Legal Township	03N
Legal Subdivision	MCCOOK RED
Legal Block	2
Legal Lot Number	11
Jurisdiction	RED WILLOW NE
Township / Civil Division	MCCOOK
Census Block Group	3
Census Block	3024
Census Tract	963300

Owner

Source: Red Willow County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 PARKVIEW DR, MC COOK, NE 69001-2232
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Line of Credit BANK
Sep 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MNB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2023 · Amount on Record
Deed Sale	Jun 26, 2023 · Amount on Record
Prior Sale	Sep 14, 2022 · Amount on Record
Deed Document Number	2023705
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RED WILLOW NE
Recording Date	Sep 8, 2026
Property Address	509 E 1ST ST, MC COOK, NE 69001-2009
Document Number	0000001218
Instrument Date	Aug 31, 2026
Instrument	20261218
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 1ST ST, MC COOK, NE 69001-2009

Mortgage

Document Number	0000001218,
Date	Sep 8, 2026
Instrument	20261218

Lender

Name	BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 1, 2036

Interest

Max Rate	-1%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RED WILLOW NE
Recording Date	Sep 14, 2022
Property Address	509 E 1ST ST, MCCOOK, NE 69001-2009
Document Number	0202201469
Instrument Date	Sep 7, 2022
Instrument	2022-01469
Transaction Type	Transfer
Record Updated	Oct 13, 2022
Title Company	MCCOOK ABSTRACT COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202201470
Date	Sep 14, 2022
Instrument	2022-01470

Lender

Name	MNB BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Red Willow County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Red Willow County
Municipality	McCook City
Unified School District	McCook Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,141 (+1.42%) Land $8,750 Building $193,391	$202,141 (+1.42%) Land $8,750 Building $193,391
2025	$2,525.00 (+9.35%)	$199,301 (+11.83%) Land $8,750 Building $190,551	$199,301 (+11.83%) Land $8,750 Building $190,551
2024	$2,309.00 (-21.3%)
2023	$2,934.00	$178,221 Land $8,750 Building $169,471	$178,221 Land $8,750 Building $169,471

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCCOOK serves 7,450 people · EPA ID NE3114504
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	12 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Pinpoint Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Viaero Wireless, Vistabeam.

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