509 E 17th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 509 E 17th St, Chattanooga, TN 37408

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,222 sqft · built 1910
Lot Size	0.11 acres (4,823 sqft)
Owner	2 Individual Names on Record
Tax Bill	$734 (2025)
Deeds & Mortgages	May 2026 Transfer Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145M Q 016`

Property Details

APN / Parcel Number

Primary APN	`145M Q 016`
Alternative APN	`0000071332`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,222 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1950
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,823 sqft (0.11 acres)
Lot Dimensions	134 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Account Number	0000071332
Street Address	509 E 17TH ST
City	CHATTANOOGA
State	TN
Zip	37408-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 10 BLK 5 HERMAN FERGER SUB PB5 PG45
Legal Subdivision	FERGER HERMAN
Legal Block	5
Legal Lot Number	10
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1112
Census Tract	2000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	507 E 17TH ST, CHATTANOOGA, TN 37408-2108
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Quit Claim Deed, Transfer FIRST CHOICE TITLE
Oct 13, 2020	Deed of Trust, Mortgage TRUIST BK
Sep 10, 2019	Warranty Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC
Jul 31, 2019	Quit Claim Deed, Transfer TEAM TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 1996
Deed Sale	Mar 19, 1996
Deed Book / Page	4650 / 927
Last Transfer Date	May 7, 2026
Transfer Doc	0000000141
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	May 14, 2026
Property Address	509 E 17TH ST, CHATTANOOGA, TN 37408-2108
Document Number	0000000141
Book / Page	14298 / 766
Instrument Date	May 7, 2026
Instrument	2026141
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST CHOICE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	507 E 17TH ST, CHATTANOOGA, TN 37408-2108

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	509 E 17TH ST, CHATTANOOGA, TN 37408-2108
Document Number	1014000072
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	FIRST TITLE INSURANCE AGENCY INC, FIRST TITLE INS AGENCY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E 17TH ST CHATTANOOGA TN 374082108, CHATTANOOGA, TN 37408-2108

Mortgage

Document Number	1014000072
Date	Oct 14, 2020
Book Page	012190/000197
Instrument	201014000072

Lender

Name	TRUIST BK
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 10, 2019
Property Address	509 E 17TH ST, CHATTANOOGA, TN 37408-2108
Document Number	0910000133
Book / Page	011754 / 000085
Instrument Date	Sep 5, 2019
Instrument	190910000133
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Tax	$666.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 21751 CHATTANOOGA TN 374240751, CHATTANOOGA, TN 37424-0751

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 31, 2019
Property Address	509 E 17TH ST, CHATTANOOGA, TN 37408-2108
Document Number	0731000188
Book / Page	011714 / 000862
Instrument Date	Jul 31, 2019
Instrument	190731000188
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	TEAM TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	117 MORNINGSIDE DR CHATTANOOGA TN 374045028, CHATTANOOGA, TN 37404-5028

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$734.00 (+8.74%)	$48,450 (+60.43%)	$193,800 (+60.43%) Land $100,000 Building $93,800
2024	$675.00	$30,200 (-)	$120,800 (-) Land $50,000 Building $70,800
2023	$675.00	$30,200 (-)	$120,800 (-) Land $50,000 Building $70,800
2022	$675.00	$30,200	$120,800 Land $50,000 Building $70,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1978–2000)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Apr 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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