Lake County property record for 509 Dowling Cir, Lady Lake, FL 32159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,102 sqft · built 2007 |
| Lot Size | 0.477 acres (20,765 sqft) |
| Owner | Company Name on Record |
| Last Sale | $87,900 (Aug 2013) |
| Tax Bill | $5,544 (2024) |
| Flood Zone | Zone A (high risk) |
| APN | 05-18-24-2000-00C-00900 |
| Primary APN | 05-18-24-2000-00C-00900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,102 sqft Living Area |
| Gross Area | 2,562 sqft |
| 1st Floor Area | 1,883 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 20,765 sqft (0.477 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 259 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3683005 |
|---|---|
| Street Address | 509 DOWLING CIR |
| City | LADY LAKE |
| State | FL |
| Zip | 32159-2532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | LADY LAKE THE LAKES OF LADY LAKE SUB LOT 9 BLK C PB 36 PGS 88-90 ORB 4370 PG 636 |
| Legal Range | 24E |
| Legal Township | 18S |
| Legal Section | 5 |
| Legal Subdivision | LADY LAKE THE LAKES OF LADY LAKE SUB |
| Legal Tract | 2000 |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | FRUITLAND PARK-LADY LAKE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 30409 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1576 BELLA CRUZ DR, LADY LAKE, FL 32159-8969 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2013 · Amount on Record |
| Deed Sale | Aug 22, 2013 · Amount on Record |
| Prior Sale | Apr 12, 2013 · Amount on Record |
| Deed Document Number | 201394628 |
| Deed Book / Page | 4370 / 636 |
| Prior Transfer Date | Apr 5, 2013 |
| Prior Transfer Doc | 0043082154 |
| Record Updated | Jun 8, 2026 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Lady Lake Town |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $335,468 (-) Land $100,000 Building $235,468 | $335,468 (-) Land $100,000 Building $235,468 | |
| 2025 | $335,468 (+2.7%) Land $100,000 Building $235,468 | $335,468 (+2.7%) Land $100,000 Building $235,468 | |
| 2024 | $5,544.00 (+11.93%) | ||
| 2023 | $4,953.00 (+13.89%) | $326,641 (+28.43%) | $326,641 (+28.43%) Land $100,000 Building $226,641 |
| 2022 | $4,349.00 | $254,337 | $254,337 Land $48,300 Building $206,037 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 42 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 42 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE LAKE OF LADY LAKE HOMEOWNERS ASSOC. private · serves 100 people · EPA ID FL3354926 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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