509 Deer Crossing Rd, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 509 Deer Crossing Rd, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,709 sqft · built 2017
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (May 2026)
Tax Bill$4,794 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN102781-2020

Property Details

APN / Parcel Number

Primary APN102781-2020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,709 sqft Living Area
Gross Area2,260 sqft
1st Floor Area1,709 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached
Garage Area430 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area121 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address509 DEER CROSSING RD
CitySAINT AUGUSTINE
StateFL
Zip32086-8423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description79/1-10 DEERFIELD PRESERVE PHASE 2 LOT 202 OR4853/1576
Legal Range29E
Legal Township07S
Legal Section48
Legal SubdivisionDEERFIELD PRESERVE PHASE 2
Legal Phase2
Legal Block1
Legal Lot Number202
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4021
Census Tract21301

Owner

Source: St. Johns County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address509 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8423
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
May 20, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 20, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 20, 2019Warranty Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS
Dec 4, 2017Quit Claim Deed, Transfer · Commercial Mortgage
ADVANTAGE BANK
May 31, 2017Special Warranty Deed, Subdivision Related Transfer · Commercial Mortgage
ADVANTAGE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 20, 2026 · Amount on Record
Deed SaleMay 20, 2026 · Amount on Record
Prior SaleDec 20, 2019 · Amount on Record
Deed Document Number202643095
Deed Book / Page6366 / 1706
Prior Transfer DateNov 17, 2017
Prior Transfer Doc0044701985
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 20, 2026
Property Address509 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8423
Document Number0000043095
Book / Page6366 / 1706
Instrument DateMay 8, 2026
Instrument202643095
Transaction TypeTransfer
Record UpdatedJun 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258,055.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8423

Mortgage

Document Number0000043096,
DateMay 20, 2026
Instrument202643096
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 20, 2026
Property Address509 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8423
Document Number0063661706
Book / Page6366 / 1706
Instrument DateMay 8, 2026
Instrument202643095
Transaction TypeTransfer
Record UpdatedAug 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$258,055.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8423

Mortgage

Document Number0000043096,
DateMay 20, 2026
Instrument202643096
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 20, 2019
Property Address509 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8423
Document Number0048531576
Book / Page004853 / 001576
Instrument DateDec 16, 2019
Instrument95870
Transaction TypeTransfer
Record UpdatedJan 7, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,802.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address327 APACHE LN BRICK NJ 087244402, BRICK, NJ 08724-4402

Mortgage

Document Number48531578
DateDec 20, 2019
Book Page004853/001578
Instrument95871
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 19, 2049

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateDec 4, 2017
Property Address509 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8423
Document Number0044701985
Book / Page4470 / 1985
Map ReferenceMB79 PG1-10
Instrument DateNov 17, 2017
Instrument2017081662
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyVICTORY TITLE OF ST JOHNS

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1873 SEADRIFT DR, 1873, WINDSOR, CO 80550-3551

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8423

Mortgage

Document Number2017081663
DateDec 4, 2017
Instrument2017081663
Lender
NameADVANTAGE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueJan 29, 2023

May 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateMay 31, 2017
Property Address509 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8423
Document Number0043810427
Book / Page4381 / 0427
Map ReferenceMB79 PG1-10
Instrument DateMay 26, 2017
Instrument2017037217
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8423

Mortgage

Document Number2017037218
DateMay 31, 2017
Instrument2017037218
Lender
NameADVANTAGE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term6 Months
DueNov 27, 2017

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$326,686 (-2.16%) Land $85,000 Building $241,686$326,686 (-2.16%) Land $85,000 Building $241,686
2025$4,794.00 (+13.33%)$333,904 (-2.31%)$333,904 (-2.31%) Land $85,000 Building $248,904
2024$4,230.00 (+5.22%)$341,786 (+3.54%)$341,786 (+3.54%) Land $85,000 Building $256,786
2023$4,020.00 (+8.3%)$330,110 (+8.45%)$330,110 (+8.45%) Land $85,000 Building $245,110
2022$3,712.00$304,399$304,399 Land $67,200 Building $237,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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