509 Dean Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 509 Dean Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	0.513 acres (22,345 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jul 2020)
Tax Bill	$1,609 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-56-016-000`

Property Details

APN / Parcel Number

Primary APN	`006-56-016-000`
Alternative APN	`0065601600000`

Exterior

Lot Area	22,345 sqft (0.513 acres)

Location & Zoning

Street Address	509 DEAN DR
City	OWOSSO
State	MI
Zip	48867-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAMMOND VILLAGE OWOSSO TWP LOT 16
Legal Subdivision	HAMMOND VILLAGE
Legal Lot Number	16
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	3
Census Block	3000
Census Tract	30300

Owner

Source: Shiawassee County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 DEAN DR, OWOSSO, MI 48867-1010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 14, 2026	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 22, 2020	Warranty Deed, Transfer · VA Mortgage AMERISAVE MORTGAGE CORP
Apr 4, 2017	Warranty Deed, Transfer · Conventional with PMI OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	20203334677
Deed Book / Page	1271 / 36
Prior Transfer Date	Jul 18, 2012
Prior Transfer Doc	0011740691
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 15, 2026
Property Address	509 DEAN DR, OWOSSO, MI 48867-1010
Document Number	0003407108
Book / Page	1342 / 479
Instrument Date	Sep 8, 2026
Instrument	20263407108
Transaction Type	Mortgage
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 DEAN DR, OWOSSO, MI 48867-1010

Mortgage

Document Number	0003407108,
Date	Sep 15, 2026
Book Page	1342/479
Instrument	20263407108

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	509 DEAN DR, OWOSSO, MI 48867-1010
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 DEAN DR, OWOSSO, MI 48867-1010

Mortgage

Document Number	0013340516
Date	Jan 14, 2026
Book Page	1334/516
Instrument	3399072

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 30, 2020
Property Address	509 DEAN DR, OWOSSO, MI 48867-1010
Document Number	0012710357
Book / Page	001271 / 000357
Instrument Date	Jul 20, 2020
Instrument	3334999
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	509 DEAN DR OWOSSO MI 488671010, OWOSSO, MI 48867-1010

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jul 22, 2020
Property Address	509 DEAN DR, OWOSSO, MI 48867-1010
Document Number	0012710036
Book / Page	1271 / 36
Map Reference	LB 1 PG 142
Instrument Date	Jul 20, 2020
Instrument	3334677
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	606 E 24TH ST, 606, VANCOUVER, WA 98663-3217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 N HICKORY ST, OWOSSO, MI 48867-2330

Mortgage

Document Number	3334678
Date	Jul 22, 2020
Instrument	3334678

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 4, 2017
Property Address	509 DEAN DR, OWOSSO, MI 48867-1010
Document Number	0012320582
Book / Page	001232 / 000582
Instrument Date	Mar 31, 2017
Instrument	3295890
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	790 RIVERWALK CIR #7B CORUNNA MI 488171372, 7B, CORUNNA, MI 48817-1372

Mortgage

Document Number	12320583
Date	Apr 4, 2017
Book Page	001232/000583
Instrument	3295891

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	TROY, MI 48084

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,700 (-2.2%)	$133,400 (-2.2%)
2025	$1,609.00 (+2.61%) Homeowner's exemption	$68,200 (+30.4%)	$136,400 (+30.4%)
2024	$1,568.00 (+9.73%)
2023	$1,429.00 Homeowner's exemption	$52,300	$104,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
DayStarr Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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