509 David St, Windber, PA 15963 Property Records

Somerset County property record for 509 David St, Windber, PA 15963

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,582 sqft · built 1976
Lot Size	0.458 acres (19,950 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jun 2009)
Tax Bill	$2,660 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S34-005-031-025`

Property Details

APN / Parcel Number

Primary APN	`S34-005-031-025`
Alternative APNs	`S34-005-031-25` `342007180`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asbestos
Lot Area	19,950 sqft (0.458 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Above Road/Slope
Garage Type	Mixed
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	342007180
Street Address	509 DAVID ST
City	WINDBER
State	PA
Zip	15963-6617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BNG 0.458 A 1 STY FR HO BSMT GRG ATT GRG
Legal Subdivision	SPRING HILL PLAN OF LOTS
Legal Lot Number	5
Jurisdiction	SOMERSET PA
Township / Civil Division	PAINT
Census Block Group	2
Census Block	2038
Census Tract	20200

Owner

509 David St is owned and occupied by two individuals who bought it in June 2009.

Source: Somerset County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 DAVID ST, WINDBER, PA 15963-6617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Line of Credit SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2009 · Amount on File
Deed Sale	Jun 29, 2009 · Amount on File
Deed Document Number	20096399
Deed Book / Page	2123 / 1047
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	509 DAVID ST, WINDBER, PA 15963-6617
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003040/58
Date	Oct 4, 2023
Book Page	3040/58
Instrument	2023006691

Lender

Name	SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Type	Bank
Address	JOHNSTOWN, PA 15909

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	509 DAVID ST, WINDBER, PA 15963-6617
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003040/73
Date	Oct 4, 2023
Book Page	3040/73
Instrument	2023006693

Lender

Name	SLOVENIAN SLA OF FRANKLIN-CONEMAUGH
Type	Bank
Address	WINDBER, PA 15963

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	509 DAVID ST, WINDBER, PA 15963-6617
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 DAVID ST, WINDBER, PA 15963-6617

Mortgage

Document Number	002928/649
Date	Dec 10, 2021
Book Page	2928/649
Instrument	2021010523

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	JOHNSTOWN, PA 15904

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Property Address	509 DAVID ST, WINDBER, PA 15963-6617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2617/1093
Date	Jan 17, 2017
Book Page	2617/1093
Instrument	2017000390

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
County Subdivision	Paint Township
Unified School District	Windber Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	Homeowner's exemption	$46,350
2024	$2,660.00 (+6.74%)	$46,350 (-)
2023	$2,492.00	$46,350
1998			$92,700 Land $12,940 Building $79,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 David St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2004)
Most Recent Claim	Sep 2004 · Tropical Depression Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 David St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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