509 Darlas Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 509 Darlas Dr, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 1993
Lot Size	1.16 acres (50,747 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Sep 2019)
Tax Bill	$4,418 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-765.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-765.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,740 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,747 sqft (1.16 acres)
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999918765.00
Street Address	509 DARLAS DR
City	COLD SPRING
State	KY
Zip	41076-8733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POOLES CREEK RD 1.165 ACRES
Legal Subdivision	POOLES CRK 01
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53301

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	509 DARLAS DR, COLD SPRING, KY 41076-8733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK INC
Sep 16, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on Record
Deed Sale	Sep 16, 2019 · Amount on Record
Prior Sale	Sep 16, 2019 · Amount on Record
Deed Document Number	0005097426
Deed Book / Page	000806 / 000227
Last Transfer Date	Dec 26, 2024
Transfer Doc	0005381624
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	509 DARLAS DR, COLD SPRING, KY 41076-8733
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 DARLAS DR, COLD SPRING, KY 41076-8733

Mortgage

Document Number	0006014438
Date	Jan 6, 2026
Book Page	M2480/175
Instrument	6014438

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	NEWPORT, KY 41076

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 25, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMPBELL KY
Recording Date	Sep 16, 2019
Property Address	509 DARLAS DR, COLD SPRING, KY 41076-8733
Document Number	0005097426
Book / Page	000806 / 000227
Instrument Date	Sep 16, 2019
Instrument	5097426
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 DARLAS DR COLD SPRING KY 410768733, COLD SPRING, KY 41076-8733

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,418.00 (+0.98%)	$364,600 (-) Land $75,000 Building $289,600	$364,600 (-) Land $75,000 Building $289,600
2023	$4,375.00 (+11.13%)	$364,600 (+15.75%) Land $75,000 Building $289,600	$364,600 (+15.75%) Land $75,000 Building $289,600
2022	$3,937.00	$315,000 Land $25,400 Building $289,600	$315,000 Land $25,400 Building $289,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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