509 Danray Dr, Richmond, VA 23227 Property Records

Henrico County property record for 509 Danray Dr, Richmond, VA 23227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,043 sqft · built 2023
Lot Size	0.541 acres (23,584 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Sep 2025)
Tax Bill	$3,721 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`788-753-4887`

Property Details

APN / Parcel Number

Primary APN	`788-753-4887`
Alternative APN	`SC0221002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,043 sqft Living Area
Gross Area	2,569 sqft
1st Floor Area	880 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2025
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	23,584 sqft (0.541 acres)
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	SC0221002
Street Address	509 DANRAY DR
City	RICHMOND
State	VA
Zip	23227-1926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Description	0063060000F 0014; CHAMBERLAYNE FARMS SC 5 BL F LT 14 105 A2 6
Legal Subdivision	CHAMBERLAYNE FARMS
Legal Lot Number	14,105
Jurisdiction	HENRICO VA
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2007
Census Tract	200802

Owner

Source: Henrico County assessment roll, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	509 DANRAY DR, RICHMOND, VA 23227-1926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED BANK
Apr 20, 2023	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Jul 15, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 20, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Apr 20, 2023 · Amount on Record
Deed Document Number	202524576
Deed Book / Page	6702 / 839
Prior Transfer Date	Jul 7, 2022
Prior Transfer Doc	0063941021
Record Updated	Sep 20, 2026

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	HENRICO VA
Recording Date	Sep 15, 2025
Property Address	509 DANRAY DR, RICHMOND, VA 23227-1926
Document Number	0006702839
Book / Page	6702 / 839
Map Reference	MB 23 PG 135
Instrument Date	Sep 2, 2025
Instrument	202500024576
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500024577
Date	Sep 15, 2025
Instrument	202500024577

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Apr 20, 2023
Property Address	509 DANRAY DR, RICHMOND, VA 23227-1926
Document Number	0064631039
Book / Page	6463 / 1039
Instrument Date	Apr 17, 2023
Instrument	202300008393
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 DANRAY DR, RICHMOND, VA 23227-1926

Mortgage

Document Number	202300008394
Date	Apr 20, 2023
Instrument	202300008394

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENRICO VA
Recording Date	Jul 15, 2022
Property Address	509 DANRAY DR, RICHMOND, VA 23227-1926
Document Number	0063941021
Book / Page	6394 / 1021
Instrument Date	Jul 7, 2022
Instrument	202200025308
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 S 1ST ST, RICHMOND, VA 23219-3716

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HENRICO VA
Recording Date	Aug 20, 2019
Property Address	509 DANRAY DR, RICHMOND, VA 23227-1926
Document Number	588591
Book / Page	005885 / 000091
Instrument Date	Aug 15, 2019
Instrument	25140
Transaction Type	Foreclosure
Record Updated	Sep 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$30.10
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10307 W BROAD ST #335 GLEN ALLEN VA 230606716, 335, GLEN ALLEN, VA 23060-6716

Tax Assessment & Valuation

Source: Henrico County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Henrico County
Unified School District	Henrico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,721.00	$448,400 (+7.87%) Land $60,000 Building $388,400	$448,400 (+7.87%) Land $60,000 Building $388,400
2025	$3,721.00 (+93.7%)	$415,700 (+629.3%) Land $57,000 Building $358,700	$415,700 (+629.3%) Land $57,000 Building $358,700
2023	$1,921.00	$57,000 Land $57,000	$57,000 Land $57,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Jun 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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