509 Dakota St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 509 Dakota St, Kannapolis, NC 28083

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,693 sqft · built 1955
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Jul 2020)
Tax Bill$3,729 (2023)
Deeds & MortgagesJul 2026 Line of Credit
May 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN5612 98 5853

Property Details

APN / Parcel Number

Primary APN5612 98 5853
Alternative APNs
  • 04076 0161.000000
  • 139078

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,093 sqft Living Area
Gross Area3,784 sqft
1st Floor Area3,093 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions170 ft deep x 100 ft wide
Garage Area400 sqft
DrivewayConcrete Driveway
Driveway Area570 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area362 sqft
Patio Area329 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number139078
Street Address509 DAKOTA ST
CityKANNAPOLIS
StateNC
Zip28083-6933
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal DescriptionLT 3A PLAT FOR 509 DAKOTA ST
Legal SubdivisionMIDWAY EAST
Legal Lot Number3A
JurisdictionCABARRUS NC
Township / Civil Division4, KANNAPOLIS
Census Block Group1
Census Block1009
Census Tract40900

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address509 DAKOTA ST, KANNAPOLIS, NC 28083-6933
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CREDIT UNION
May 3, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jul 20, 2020Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Jun 25, 2019Warranty Deed, Transfer · Commercial Mortgage
CENTER STREET LENDING FUND IV LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2020 · Amount on Record
Deed SaleJul 20, 2020 · Amount on Record
Prior SaleJun 25, 2019 · Amount on Record
Deed Book / Page14341 / 306
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateJul 17, 2026
Property Address509 DAKOTA ST, KANNAPOLIS, NC 28083-6933
Document Number0000017036
Book / Page18088 / 107
Instrument DateJul 13, 2026
Instrument202617036
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyLENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 DAKOTA ST, KANNAPOLIS, NC 28083-6933

Mortgage

Document Number0000017036,
DateJul 17, 2026
Book Page18088/107
Instrument202617036
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.52%
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address509 DAKOTA ST, KANNAPOLIS, NC 28083-6933
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016003178
DateMay 3, 2022
Book Page16003/178
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressKANNAPOLIS, NC 28082
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJul 20, 2020
Property Address509 DAKOTA ST, KANNAPOLIS, NC 28083-6933
Document Number0014341306
Book / Page14341 / 306
Map ReferenceMB 83 PG 90
Instrument DateJul 20, 2020
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16400 SUTTERS RUN LN, 16400, HUNTERSVILLE, NC 28078-6477

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 DAKOTA ST, KANNAPOLIS, NC 28083-6933

Mortgage

Document Number0014341310
DateJul 20, 2020
Instrument14341/310
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.37%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Index5-Year CMT
Margin2

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJun 25, 2019
Property Address509 DAKOTA ST, KANNAPOLIS, NC 28083-6933
Document Number0013566244
Book / Page13566 / 0244
Instrument DateJun 24, 2019
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$340.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address14103 LIBERTY HILL CHURCH RD, 14103, OAKBORO, NC 28129-9645

Transferred To (Grantee/Buyer)

NameVerified Name
Address1201, HUNTERSVILLE, NC 28070

Mortgage

Document Number0013566247
DateJun 25, 2019
Instrument13566/247
Lender
NameCENTER STREET LENDING FUND IV LLC
TypeLending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term6 Months
DueDec 20, 2019

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$445,430 (+61.46%) Land $51,000 Building $394,430
2024$445,430 (+61.46%) Land $51,000 Building $394,430
2023$3,729.00$275,880 Land $33,000 Building $242,880$275,880 Land $33,000 Building $242,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1989)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1989 · Hurricane Hugo

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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