Pinellas County property record for 509 Cypress View Dr, Oldsmar, FL 34677
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,084 sqft · built 1998 |
| Lot Size | 0.207 acres (9,017 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $585,000 (Jun 2026) |
| Tax Bill | $4,901 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-759-4221-9 |
| Primary APN | C62-000-759-4221-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,084 sqft Living Area |
| Gross Area | 2,662 sqft |
| 1st Floor Area | 2,084 sqft |
| Flooring | Tile |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,017 sqft (0.207 acres) |
| Lot Dimensions | 116 ft deep x 79 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R149642 |
|---|---|
| Street Address | 509 CYPRESS VIEW DR |
| City | OLDSMAR |
| State | FL |
| Zip | 34677-4653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT CYPRESS LAKES PHASE I, THE LOT 90 |
| Legal Range | 16E |
| Legal Township | 28S |
| Legal Section | 14 |
| Legal Subdivision | PRESERVE AT CYPRESS LAKES |
| Legal Phase | 1 |
| Legal Tract | 73082 |
| Legal Lot Number | 90 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 27327 |
509 Cypress View Dr is owner-occupied and held in a trust since June 2026.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 509 CYPRESS VIEW DR, OLDSMAR, FL 34677-4653 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE |
| Jan 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LEND SMART MORTGAGE LLC |
| Dec 18, 2018 | Warranty Deed, Transfer · Conventional with PMI LEND SMART MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Dec 18, 2018 · Amount on File |
| Deed Document Number | 2026163107 |
| Deed Book / Page | 23596 / 1551 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 509 CYPRESS VIEW DR, OLDSMAR, FL 34677-4653 |
| Document Number | 0000163107 |
| Book / Page | 23596 / 1551 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 2026163107 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | REPUBLIC LAND AND TITLE INC, REPUBLIC LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413,595.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 509 CYPRESS VIEW DR, OLDSMAR, FL 34677-4653 |
| Document Number | 0000163108, |
|---|---|
| Date | Jun 17, 2026 |
| Book Page | 23596/1553 |
| Instrument | 2026163108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 509 CYPRESS VIEW DR, OLDSMAR, FL 34677-4653 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 509 CYPRESS VIEW DR, OLDSMAR, FL 34677-4653 |
| Document Number | 0213570702 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 21357/702 |
| Instrument | 2021024252 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAINT PAUL, MN 55126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 18, 2018 |
| Property Address | 509 CYPRESS VIEW DR, OLDSMAR, FL 34677-4653 |
| Document Number | 0203071908 |
| Book / Page | 020307 / 001908 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 400808 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2019 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,604.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 509 CYPRESS VIEW DR OLDSMAR FL 346774653, OLDSMAR, FL 34677-4653 |
| Document Number | 203701910 |
|---|---|
| Date | Dec 18, 2018 |
| Book Page | 020370/001910 |
| Instrument | 400809 |
| Name | LEND SMART MTG |
|---|---|
| Type | Mortgage Company |
| Address | SHOREVIEW, MN 55126 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 17, 2048 |
The 2025 property tax bill for 509 Cypress View Dr was $4,901, up 5.8% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Oldsmar City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,901.00 (+5.78%) | $321,319 | $512,133 Land $133,183 Building $378,950 |
| 2024 | $4,633.00 (+1.51%) | ||
| 2023 | $4,564.00 (+2.84%) Homeowner's exemption | $303,168 (+3%) | $550,985 (+14.41%) Land $236,172 Building $314,813 |
| 2022 | $4,438.00 Homeowner's exemption | $294,338 | $481,589 Land $229,845 Building $251,744 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Cypress View Dr in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 230 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 230 in force |
| Nearby Flood Claims | 51 (1988–2024) |
| Claims Outside the SFHA | 17 of 51 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Cypress View Dr is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLDSMAR WATER SYSTEM serves 14,898 people · EPA ID FL6521417 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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