509 Crossbridge Dr, Westminster, MD 21158 Property Records

Carroll County property record for 509 Crossbridge Dr, Westminster, MD 21158

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,208 sqft · built 1991
Lot Size0.062 acres (2,701 sqft)
OwnerIndividual Name on File
Last Sale$198,000 (Apr 2017)
Tax Bill$4,415 (2026)
Deeds & MortgagesJan 2019 Mortgage
Jan 2019 Loan Modification
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-103948

Property Details

APN / Parcel Number

Primary APN07-103948
Alternative APNs
  • 7103948
  • 103948

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,208 sqft Total Area
Basement Area342 sqft
Finished Basement342 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,701 sqft (0.062 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number103948
Street Address509 CROSSBRIDGE DR
CityWESTMINSTER
StateMD
Zip21158-9406
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePD-4
Legal DescriptionLT 72A - 2701 SF PH 509 CROSSBRIDGE DR 31-4 FURNACE HILLS AMND
Legal SubdivisionFURNACE HILLS PH 03 AMD
Legal Phase509
Legal Lot Number72A
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3003
Census Tract507704

Owner

509 Crossbridge Dr, a townhouse, is owned and occupied by an individual who bought it in April 2017.

Source: Carroll County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address509 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9406
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Jan 4, 2019Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Apr 6, 2017Deed, Transfer · FHA Mortgage
NORWICH COMMERCIAL GROUP INC
Jan 11, 2017Grant Deed, Transfer
MASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 6, 2017 · Amount on File
Deed SaleApr 6, 2017 · Amount on File
Prior SaleJan 11, 2017 · Amount on File
Deed Document Number20178655-0128
Deed Book / Page8655 / 128
Prior Transfer DateJan 27, 2014
Prior Transfer Doc0076150399
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address509 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9406
Document Number0092110483
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedFeb 1, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 CROSSBRIDGE DR WESTMINSTER MD 211589406, WESTMINSTER, MD 21158-9406

Mortgage

Document Number0092110483
DateJan 24, 2019
Book Page009211/000483
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 23, 2049

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCARROLL MD
Property Address509 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9406
Document Number0092250122
Instrument DateJan 4, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 CROSSBRIDGE DR WESTMINSTER MD 211589406, WESTMINSTER, MD 21158-9406

Mortgage

Document Number0092250122
DateFeb 15, 2019
Book Page009225/000122
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 14, 2049
Interest
Rate4.75%

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateApr 6, 2017
Property Address509 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9406
Document Number0086550128
Book / Page8655 / 0128
Map ReferenceMB LWS31 FO49
Instrument DateMar 29, 2017
Instrument8655-0128
Transaction TypeTransfer
Record UpdatedAug 12, 2021
Title CompanyLAKESIDE TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9406
InvestorPossibly a Property Investor

Mortgage

Document Number86550135
DateApr 6, 2017
Instrument8655-0135
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateJan 11, 2017
Property Address509 CROSSBRIDGE DR, WESTMINSTER, MD 21158-9406
Document Number0085790220
Book / Page008579 / 000220
Instrument DateNov 17, 2016
Transaction TypeTransfer
Record UpdatedMay 4, 2017
Title CompanyMASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transaction

AmountAmount on Record
Tax$100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6986 RIVER DRIVE RD BALTIMORE MD 212191140, BALTIMORE, MD 21219-1140

Tax Assessment & Valuation

The 2026 property tax bill for 509 Crossbridge Dr was $4,415, up 6.1% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
MunicipalityWestminster City
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,415.00 (+6.05%)$262,800 (+6.04%) Land $80,000 Building $182,800$262,800 (-) Land $80,000 Building $182,800
2025$4,163.00$247,833$262,800 Land $80,000 Building $182,800
2023$3,682.00$217,900 Land $79,000 Building $138,900$217,900 Land $79,000 Building $138,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Crossbridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Crossbridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WESTMINSTER
serves 35,256 people · EPA ID MD0060015
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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