509 County Downs Rd, Montgomery, AL 36109 Property Records

Montgomery County property record for 509 County Downs Rd, Montgomery, AL 36109

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,834 sqft · built 1986
Lot Size1.01 acres (44,080 sqft)
Owner2 Individual Names on Record
Last Sale$242,100 (Mar 1999)
Tax Bill$1,575 (2026)
Deeds & MortgagesFeb 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-06-14-2-001-001.045

Property Details

APN / Parcel Number

Primary APN10-06-14-2-001-001.045
Alternative APNs
  • 0310061402001001045
  • 249046

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,834 sqft Living Area
1st Floor Area2,834 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area44,080 sqft (1.01 acres)
Lot Dimensions160 ft deep x 275 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area648 sqft
PorchSlab
Porch Area502 sqft
Patio Area490 sqft
Utility Building147 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number249046
Street Address509 COUNTY DOWNS RD
CityMONTGOMERY
StateAL
Zip36109-4628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal Description1006142001001045
Legal Range18E
Legal Township16N
Legal Section14
Legal SubdivisionCOUNTY DOWNS 7
Legal BlockM
Legal Lot Number1
JurisdictionMONTGOMERY AL
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2000
Census Tract2700

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address509 COUNTY DOWNS RD, MONTGOMERY, AL 36109-4628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 1999 · Amount on Record
Deed SaleMar 10, 1999 · Amount on Record
Deed Book / Page1970 / 275
Record UpdatedOct 29, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY AL
Property Address509 COUNTY DOWNS RD, MONTGOMERY, AL 36109-4628
Document Number0050760334
Instrument DateFeb 22, 2018
Transaction TypeMortgage
Record UpdatedMar 23, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address509 COUNTY DOWNS RD MONTGOMERY AL 361094628, MONTGOMERY, AL 36109-4628

Mortgage

Document Number0050760334
DateMar 14, 2018
Book Page005076/000334
Lender
NameREGIONS BK/FAYETTE
TypeBank
AddressMONTGOMERY, AL 36117
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 13, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMontgomery County
MunicipalityMontgomery City
Unified School DistrictMontgomery County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,575.00 (+7.14%)
2025$1,470.00 (+5.6%) Homeowner's exemption$30,940 (+5.45%) Land $3,500 Building $27,440$309,400 (+5.45%) Land $35,000 Building $274,400
2023$1,392.00 Homeowner's exemption$29,340 Land $3,500 Building $25,840$293,400 Land $35,000 Building $258,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTGOMERY, THE WW&SSB OF THE
serves 276,000 people · EPA ID AL0001070
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
2,000 / 2,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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