Cabarrus County property record for 509 Commonwealth Dr, Kannapolis, NC 28083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,424 sqft · built 1986 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $12,000 (Oct 1985) |
| Tax Bill | $3,149 (2023) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04031C0020.000000 |
| Primary APN | 04031C0020.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,424 sqft Living Area |
| Gross Area | 4,457 sqft |
| 1st Floor Area | 1,848 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 164 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,092 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,550 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 725 sqft |
| Patio Area | 428 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 26336 |
|---|---|
| Street Address | 509 COMMONWEALTH DR |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-4025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LT 20 P/O 21 QUEENS GATE |
| Legal Subdivision | LANE ST I-85 |
| Legal Lot Number | 20 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 4, KANNAPOLIS |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 40701 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 COMMONWEALTH DR, KANNAPOLIS, NC 28083-4025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 1985 · Amount on Record |
| Deed Sale | Oct 1, 1985 · Amount on Record |
| Deed Book / Page | 597 / 320 |
| Last Transfer Date | Jan 14, 2004 |
| Transfer Doc | 5101265 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 509 COMMONWEALTH DR, KANNAPOLIS, NC 28083-4025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 15509333 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 15509/333 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 509 COMMONWEALTH DR, KANNAPOLIS, NC 28083-4025 |
| Document Number | 14272148 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 509 COMMONWEALTH DR KANNAPOLIS NC 280834025, KANNAPOLIS, NC 28083-4025 |
| Document Number | 14272148 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 014272/000148 |
| Instrument | 19400 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 23, 2035 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,880 (-) Land $44,000 Building $330,880 | ||
| 2025 | $374,880 (+42.14%) Land $44,000 Building $330,880 | ||
| 2024 | $374,880 (+42.14%) Land $44,000 Building $330,880 | ||
| 2023 | $3,149.00 | $263,740 Land $26,000 Building $237,740 | $263,740 Land $26,000 Building $237,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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