509 Commerce St, Kemp, TX 75143 Property Records

Kaufman County property record for 509 Commerce St, Kemp, TX 75143 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1996
Lot Size	0.262 acres (11,456 sqft)
Owner	Individual Name on File
Tax Bill	$2,718 (2024)
Deeds & Mortgages	Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R630`

Property Details

APN / Parcel Number

Primary APN	`R630`
Alternative APN	`99.0003.0000.0290.13.04.04`

Interior

Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1996
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,456 sqft (0.262 acres)
Garage Type	Carport
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	200 sqft
Patio Area	100 sqft
Storage Building	135 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R630
Old Parcel Number	99000300000290130404
Street Address	509 COMMERCE ST
City	KEMP
State	TX
Zip	75143-3007
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J S ABLES, TRACT 290.13; .263 ACRES
Legal Subdivision	J S ABLES
Legal Tract	290.13
Jurisdiction	KAUFMAN TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	3
Census Block	3070
Census Tract	51301

Owner

Source: Kaufman County records · APN R630

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	509 COMMERCE ST, KEMP, TX 75143-3007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 19, 2019
Deed Sale	Nov 19, 2019
Prior Sale	Nov 18, 2016
Deed Document Number	2019-0028952
Deed Book / Page	6209 / 183
Record Updated	Jun 08, 2026

November 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Nov 19, 2019
Property Address	509 COMMERCE ST, KEMP, TX 75143-3007
Document Number	0062090183
Book / Page	6209 / 183
Instrument Date	Nov 15, 2019
Instrument	2019-0028952
Transaction Type	Transfer
Record Updated	Oct 08, 2021
Title Company	KAUFMAN CNTY TTL & ABSTRACT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 COMMERCE ST, KEMP, TX 75143-3007

Mortgage

Document Number	20190028953
Date	Nov 19, 2019
Instrument	2019-0028953

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Tax Assessment & Valuation

Source: Kaufman County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Municipality	Kemp City
Unified School District	Kemp Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$176,000 (-6.03%) Land $57,281 Building $118,719	$176,000 (-6.03%) Land $57,281 Building $118,719
2024	$2,718.00 (+38.46%)
2023	$1,963.00 (-32.29%) Homeowner's exemption	$187,295 Land $45,825 Building $141,470	$187,295 Land $45,825 Building $141,470
2022	$2,899.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kaufman County (48257C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 482570513013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 38% of the US · above 13% of Texas
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 148 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
3 Rooms Communications	Fixed Wireless (unlicensed)	100 / 100

May also be available at this address: T-Mobile USA, AMG Technology Investment Group, Verizon, Consolidated Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.