509 Calle Montecito, Unit 41, Oceanside, CA 92057 Property Records

San Diego County property record for 509 Calle Montecito, Unit 41, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Condominium / Townhouse > Condominium
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage806 sqft Living Area
Lot Size6.97 acres
OccupancyOwner Occupied
Last Sale$220,000 (2005)
Tax Bill$3,392.00 (2025)

Property Details

APN / Parcel Number

Primary APN157-560-09-41

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area806 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCondo/Apartment Style
Lot Area303,705 sqft
ViewLake View

Location & Zoning

Street Address509 CALLE MONTECITO, 41
CityOCEANSIDE
StateCA
Zip92057-5265
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionLOT 5 US 41PER DOC05-051755&UND INT IN LOT 1 THRU TR 009806
Legal SubdivisionLIBBY LAKE CONDO
Legal Tract009806
Legal Block2
Legal Lot Number5,1
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2000
Census Tract18618

Owner

Source: San Diego County records · APN 157-560-09-41

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 CALLE MONTECITO, 41, OCEANSIDE, CA 92057-5265
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
ROCKET MORTGAGE LLC
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Aug 25, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2005 · Amount on Record
Deed SaleMay 02, 2005 · Amount on Record
Deed Doc Number2005366372
Last Transfer DateJul 31, 2017
Transfer Doc0000389539
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address509 CALLE MONTECITO UNIT 41, 41, OCEANSIDE, CA 92057-5265
Transaction TypeMortgage
Record UpdatedFeb 25, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 CALLE MONTECITO 41, 41, OCEANSIDE, CA 92057-5265

Mortgage

Document Number0000042267
DateFeb 17, 2026
Instrument2026-0042267
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2056

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address509 CALLE MONTECITO UNIT 41, 41, OCEANSIDE, CA 92057-5265
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 CALLE MONTECITO 41 #41 41, 41, OCEANSIDE, CA 92057-5265

Mortgage

Document Number0000363169
DateMay 11, 2021
Instrument2021-0363169
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2017
Property Address509 CALLE MONTECITO UNIT 41, 41, OCEANSIDE, CA 92057-5265
Document Number0000389539
Map ReferenceMAP9806
Instrument DateJul 31, 2017
Instrument2017-0389539
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyTITLE 365

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 CALLE MONTECITO UNIT 41, 41, OCEANSIDE, CA 92057-5265

Mortgage

Document Number0000389540
DateAug 25, 2017
Instrument2017-0389540
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$312,622 (+2%) Land $156,383 Building $156,239
2025$3,392.00 (+5.28%) Homeowner's exemption$306,493 (+4.04%) Land $153,317 Building $153,176
2023$3,222.00 (+1.58%) Homeowner's exemption$294,593 Land $147,364 Building $147,229
2022$3,172.00

Flood & Wildfire

509 Calle Montecito, Unit 41 is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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