509 Circle Dr, Monroe, WA 98272 Property Records

Snohomish County property record for 509 Circle Dr, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,048 sqft · built 1963
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Aug 2023)
Tax Bill	$5,015 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4071-000-018-00`

Property Details

APN / Parcel Number

Primary APN	`4071-000-018-00`
Alternative APNs	`004071-000-018-00` `40710000180006` `308208`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,048 sqft Living Area
Gross Area	2,571 sqft
1st Floor Area	2,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces
Deck Area	312 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	308208
Street Address	509 CIRCLE DR
City	MONROE
State	WA
Zip	98272-2403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR6000
Legal Description	CEDERGREEN ADD TO MONROE BLK 000 D-00 - LOT 18
Legal Section	01
Legal Subdivision	CEDERGREEN ADD TO MONROE
Legal Block	000 D
Legal Lot Number	18
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2026
Census Tract	52210

Owner

509 Circle Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 CIRCLE DR, MONROE, WA 98272-2403
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Warranty Deed, Transfer · Conventional Mortgage PENRITH HOME LOANS LLC
Oct 6, 2021	Deed of Trust, Mortgage · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Oct 22, 2020	Warranty Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 26, 2018	Quit Claim Deed, Transfer · Conventional Mortgage FIRST SEC BK/WA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on File
Deed Sale	Aug 21, 2023 · Amount on File
Prior Sale	Oct 22, 2020 · Amount on File
Deed Document Number	2023200
Prior Transfer Date	Sep 18, 2018
Prior Transfer Doc	0000000338
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Aug 21, 2023
Property Address	509 CIRCLE DR, MONROE, WA 98272-2403
Document Number	0000000200
Map Reference	VOL 15 PG 43
Instrument Date	Aug 17, 2023
Instrument	202308210200
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	CW TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,274.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CIRCLE DR, MONROE, WA 98272-2403

Mortgage

Document Number	0000000201
Date	Aug 21, 2023
Instrument	202308210201

Lender

Name	PENRITH HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	509 CIRCLE DR, MONROE, WA 98272-2403
Transaction Type	Mortgage
Record Updated	Oct 15, 2021
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202110060793
Date	Oct 6, 2021
Instrument	202110060793

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Nov 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Oct 22, 2020
Property Address	509 CIRCLE DR, MONROE, WA 98272-2403
Document Number	0000000840
Map Reference	VOL 15 PG 43
Instrument Date	Oct 12, 2020
Instrument	202010220840
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,005.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CIRCLE DR, MONROE, WA 98272-2403

Mortgage

Document Number	0000000841
Date	Oct 22, 2020
Instrument	202010220841

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Sep 26, 2018
Property Address	509 CIRCLE DR, MONROE, WA 98272-2403
Document Number	0000000338
Instrument Date	Sep 18, 2018
Instrument	201809260338
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	TICOR TITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	509 CIRCLE DR MONROE WA 982722403, MONROE, WA 98272-2403

Mortgage

Document Number	339
Date	Sep 26, 2018
Instrument	201809260339

Lender

Name	FIRST SEC BK/WA
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 509 Circle Dr was $5,015.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Monroe City
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,015.00	$641,000 Land $339,000 Building $302,000	$641,000 Land $339,000 Building $302,000
2023	$4,817.00 (+6.05%)	$646,900 (+32.97%) Land $306,000 Building $340,900	$646,900 (+32.97%) Land $306,000 Building $340,900
2022	$4,542.00	$486,500 Land $216,000 Building $270,500	$486,500 Land $216,000 Building $270,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Circle Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Circle Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER SYSTEM serves 23,467 people · EPA ID WA5355820
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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