Kendall County property record for 509 Chestnut Dr, Oswego, IL 60543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,081 sqft · built 2003 |
| Lot Size | 0.257 acres (11,208 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Aug 2022) |
| Tax Bill | $9,871 (2024) |
| Deeds & Mortgages | Aug 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-29-281-023 |
| Primary APN | 03-29-281-023 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,081 sqft Living Area |
| Gross Area | 4,788 sqft |
| 1st Floor Area | 2,081 sqft |
| Basement Area | 2,081 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 11,208 sqft (0.257 acres) |
| Lot Dimensions | 136 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 626 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 509 CHESTNUT DR |
|---|---|
| City | OSWEGO |
| State | IL |
| Zip | 60543-9820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 77 MORGAN CROSSING PHASE TWO VILLAGE OF OSWEGO |
| Legal Subdivision | MORGAN CROSSING PHASE TWO |
| Legal Lot Number | 77 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | OSWEGO |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 890108 |
509 Chestnut Dr is owned and occupied by two individuals who bought it in August 2022.
Source: Kendall County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 CHESTNUT DR, OSWEGO, IL 60543-9820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2022 · Amount on File |
| Deed Sale | Aug 11, 2022 · Amount on File |
| Prior Sale | Dec 17, 2019 · Amount on File |
| Deed Document Number | 202213480 |
| Prior Transfer Date | Nov 26, 2003 |
| Prior Transfer Doc | 0000012802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Aug 11, 2022 |
| Property Address | 509 CHESTNUT DR, OSWEGO, IL 60543-9820 |
| Document Number | 0000013480 |
| Map Reference | DOC 9808169 |
| Instrument Date | Jul 28, 2022 |
| Instrument | 202200013480 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 509 CHESTNUT DR, OSWEGO, IL 60543-9820 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Oswego Township |
| Municipality | Oswego Village |
| Unified School District | Oswego Community Unit School District 308 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,684 Land $28,190 Building $118,494 | $440,052 Land $84,570 Building $355,482 | |
| 2024 | $9,871.00 | ||
| 2022 | $107,315 Land $20,624 Building $86,691 | $321,945 Land $61,872 Building $260,073 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 509 Chestnut Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Chestnut Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSWEGO serves 38,169 people · EPA ID IL0930150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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