509 Charing Cross Rd, Baltimore, MD 21229 Property Records

Baltimore City property record for 509 Charing Cross Rd, Baltimore, MD 21229

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,036 sqft · built 1915
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Apr 2021)
Tax Bill	$4,906 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2017 Mortgage
APN	`28-05-8028A-004`

Property Details

APN / Parcel Number

Primary APN	`28-05-8028A-004`
Alternative APNs	`058028A004` `8028A-004`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,036 sqft Living Area
1st Floor Area	1,332 sqft
Basement Area	300 sqft
Finished Basement	300 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Other
Roof Material	Slate
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	280 ft deep x 75 ft wide
Garage Area	180 sqft
Porch	Open Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	058028A004
Street Address	509 CHARING CROSS RD
City	BALTIMORE
State	MD
Zip	21229-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	75X280
Legal Block	8028A
Legal Lot Number	4
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	4
Census Block	4012
Census Tract	280403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

509 Charing Cross Rd is owned and occupied by an individual who bought it in April 2021.

Source: Baltimore City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	509 CHARING CROSS RD, BALTIMORE, MD 21229-2312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 16, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Aug 18, 2011 · Amount on File
Deed Book / Page	23057 / 102
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Apr 30, 2021
Property Address	509 CHARING CROSS RD, BALTIMORE, MD 21229-2312
Document Number	0230570102
Book / Page	23057 / 102
Instrument Date	Mar 9, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	509 CHARING CROSS RD, BALTIMORE, MD 21229-2312

Mortgage

Document Number	0023057110
Date	Apr 30, 2021
Instrument	23057/110

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	509 CHARING CROSS RD, BALTIMORE, MD 21229-2312
Document Number	0194360248
Book / Page	019436 / 000248
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CHARING CROSS RD BALTIMORE MD 212292312, BALTIMORE, MD 21229-2312

Mortgage

Document Number	0194360248
Date	Aug 23, 2017
Book Page	019436/000248

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 509 Charing Cross Rd was $4,906 with a homeowner's exemption.

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,906.00 Homeowner's exemption	$332,200	$386,600 Land $65,500 Building $321,100
2023	$5,272.00 Homeowner's exemption	$223,400 Land $65,500 Building $157,900	$223,400 Land $65,500 Building $157,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 509 Charing Cross Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Charing Cross Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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