509 Chamberlain St, Flushing, MI 48433 Property Records

Genesee County property record for 509 Chamberlain St, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,015 sqft · built 1890
Lot Size	0.475 acres (20,691 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Dec 2023)
Tax Bill	$6,736 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-26-551-021`

Property Details

APN / Parcel Number

Primary APN	`55-26-551-021`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,015 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	20,691 sqft (0.475 acres)
Lot Dimensions	197 ft deep x 105 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 CHAMBERLAIN ST
City	FLUSHING
State	MI
Zip	48433-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES R-1 (L
Legal Description	LOT 47 EXCEPT N 132 FT ASSESSORS PLAT NO 3 AND E 38.5 FT OF LOT 3 BLK 15 EXCEPT N 99 FT THE ENLARGED PART OF FLUSHING SEC 26
Legal Range	05E
Legal Township	08N
Legal Section	26
Legal Subdivision	ASSESSORS PLAT
Legal Block	15
Legal Lot Number	3,47
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	4
Census Block	4008
Census Tract	10603

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 CHAMBERLAIN ST, FLUSHING, MI 48433-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer · Conventional Mortgage LEGACY MORTGAGE
Dec 2, 2020	Warranty Deed, Transfer · FHA Mortgage MID AMERICA MTG
Oct 9, 2018	Warranty Deed, Transfer DORT FCU
Oct 6, 2017	Deed with Mortgage, Transfer HUGH IRELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	Dec 3, 2020 · Amount on Record
Deed Document Number	202362259
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 11, 2023
Property Address	509 CHAMBERLAIN ST, FLUSHING, MI 48433-1619
Document Number	0000062259
Map Reference	LB 1 PG 21
Instrument Date	Dec 8, 2023
Instrument	202312110062259
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 CHAMBERLAIN ST, FLUSHING, MI 48433-1619

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 CHAMBERLAIN ST, FLUSHING, MI 48433-1619

Mortgage

Document Number	0000062205
Date	Dec 11, 2023
Instrument	202312110062205

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 2, 2020
Property Address	509 CHAMBERLAIN ST, FLUSHING, MI 48433-1619
Document Number	0000081153
Instrument Date	Oct 27, 2020
Instrument	81153
Transaction Type	Transfer
Record Updated	Feb 19, 2021
Title Company	MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	183 APOLLO CIR FLUSHING MI 484339323, FLUSHING, MI 48433-9323

Mortgage

Document Number	81154
Date	Dec 2, 2020
Instrument	81154

Lender

Name	MID AMERICA MTG
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 9, 2018
Property Address	509 CHAMBERLAIN ST, FLUSHING, MI 48433-1619
Document Number	0000091895
Instrument Date	Sep 25, 2018
Instrument	91895
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CHAMBERLAIN ST FLUSHING MI 484331619, FLUSHING, MI 48433-1619

Mortgage

Document Number	92070
Date	Oct 9, 2018
Instrument	92070

Lender

Name	DORT FCU
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Oct 8, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.5%

October 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	GENESEE MI
Recording Date	Oct 6, 2017
Property Address	509 CHAMBERLAIN ST, FLUSHING, MI 48433-1619
Instrument Date	Sep 25, 2017
Instrument	64753
Transaction Type	Transfer
Record Updated	Oct 10, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$894.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 CHAMBERLAIN ST FLUSHING MI 484331619, FLUSHING, MI 48433-1619

Mortgage

Document Number	0000064753
Date	Oct 6, 2017
Instrument	64753

Lender

Name	HUGH IRELAND
Address	4360 TILLIE DR, FLINT, MI 48504-1032
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Interest

Rate	3.38%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flushing City
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,300 (+0.07%)	$302,600 (+0.07%)
2025	$6,736.00 (+2.67%) Homeowner's exemption	$151,200 (+18.87%)	$302,400 (+18.87%)
2024	$6,561.00 (+25.98%)
2023		$127,200	$254,400
2021	$5,208.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLUSHING serves 8,311 people · EPA ID MI0002340
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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