Berkeley County property record for 509 Chaff Ln, Moncks Corner, SC 29461
| Property Type | Single Family Home |
|---|---|
| Details | 2,610 sqft · built 2015 |
| Lot Size | 0.196 acres (8,565 sqft) |
| Owner | Individual Name on File |
| Last Sale | $339,000 (Mar 2021) |
| Tax Bill | $1,654 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-15-01-005 |
| Primary APN | 211-15-01-005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,610 sqft Finished Area |
| Gross Area | 3,350 sqft |
| 1st Floor Area | 1,270 sqft |
| 2nd Floor Area | 1,340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,565 sqft (0.196 acres) |
| Garage Area | 460 sqft |
| Porch | Patio |
| Porch Area | 120 sqft |
| Street Address | 509 CHAFF LN |
|---|---|
| City | MONCKS CORNER |
| State | SC |
| Zip | 29461-8884 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BERKELEY C |
| Legal Description | ASSESSMENT DISTRICT: 202SPRING GROVE (FISHER`S WOOD)LOT 5 - SECTION G |
| Legal Subdivision | FISHERS WOOD @ SPRING GROVE PLANTATION |
| Legal Lot Number | 5 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | MONCKS CORNER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20602 |
Source: Berkeley County records · APN 211-15-01-005
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 CHAFF LN, MONCKS CORNER, SC 29461-8884 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Dec 05, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 25, 2021 | Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on Record |
| Deed Sale | Mar 25, 2021 · Amount on Record |
| Prior Sale | Apr 22, 2015 · Amount on Record |
| Deed Document Number | 202113909 |
| Deed Book / Page | 3743 / 922 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 509 CHAFF LN, MONCKS CORNER, SC 29461-8884 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 509 CHAFF LN, MONCKS CORNER, SC 29461-8884 |
| Document Number | 04728/0076 |
|---|---|
| Date | Dec 05, 2023 |
| Book Page | 4728/76 |
| Instrument | 2023036964 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Mar 25, 2021 |
| Property Address | 509 CHAFF LN, MONCKS CORNER, SC 29461-8884 |
| Document Number | 03743/0922 |
| Book / Page | 3743 / 922 |
| Map Reference | CAB M PG 276Q |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021013909 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,254.30 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 CHAFF LN, MONCKS CORNER, SC 29461-8884 |
| Document Number | 2021013910 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021013910 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $370,530 (+2,400.03%) Land $59,285 Building $311,245 | $437,500 (-) Land $70,000 Building $367,500 | |
| 2025 | $1,654.00 (+3.83%) | $14,821 (-) Land $2,371 Building $12,450 | $437,500 (-) Land $70,000 Building $367,500 |
| 2024 | $1,593.00 (-0.19%) Homeowner's exemption | $14,821 (+15%) Land $2,371 Building $12,450 | $437,500 (+35.79%) Land $70,000 Building $367,500 |
| 2022 | $1,596.00 Homeowner's exemption | $12,888 Land $2,000 Building $10,888 | $322,200 Land $50,000 Building $272,200 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telephone Company, Inc. (SC) Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
Based on FCC filings for 327 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONCKS CORNER serves 8,956 people |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | BCWSA SANGAREE W/D (0820002) |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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