Anne Arundel County property record for 509 Chad Ave, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,050 sqft · built 1965 |
| Lot Size | 0.763 acres (33,232 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,537 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-000-00805960 |
| Primary APN | 04-000-00805960 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,050 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| Basement Area | 880 sqft |
| Finished Basement | 880 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 33,232 sqft (0.763 acres) |
| Garage Type | Carport |
| Garage Area | 680 sqft |
| Carport | Carport |
| Carport Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 798 sqft |
| Porch | Open Porch |
| Porch Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00000805960 |
|---|---|
| Street Address | 509 CHAD AVE |
| City | SEVERN |
| State | MD |
| Zip | 21144-2132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT C OR33232.70SQFT CECIL KIDD PROP |
| Legal Subdivision | CECIL KIDD PROP |
| Legal Block | 3 |
| Legal Lot Number | C |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 740203 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 CHAD AVE, SEVERN, MD 21144-2132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 29, 2026 | Deed of Trust, Mortgage · Partial Claim Mortgage MIDFIRST BANK |
| Nov 23, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 25, 2019 | Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 16, 2025 |
| Deed Sale | May 16, 2025 |
| Prior Sale | Nov 25, 2019 · Amount on Record |
| Deed Book / Page | 41326 / 180 |
| Prior Transfer Date | Sep 23, 2024 |
| Prior Transfer Doc | 0413260180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 509 CHAD AVE, SEVERN, MD 21144-2132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 509 CHAD AVE, SEVERN, MD 21144-2132 |
| Document Number | 0420320099 |
|---|---|
| Date | Jan 29, 2026 |
| Book Page | 42032/99 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 1, 2066 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 509 CHAD AVE, SEVERN, MD 21144-2132 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 509 CHAD AVE, SEVERN, MD 21144-2132 |
| Document Number | 0392910013 |
|---|---|
| Date | Nov 23, 2022 |
| Book Page | 39291/13 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 509 CHAD AVE, SEVERN, MD 21144-2132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 509 CHAD AVE, SEVERN, MD 21144-2132 |
| Document Number | 0358590129 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 35859/129 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 347 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 25, 2019 |
| Property Address | 509 CHAD AVE, SEVERN, MD 21144-2132 |
| Document Number | 0338850061 |
| Book / Page | 33885 / 061 |
| Map Reference | LB LNP 1844 FO 81 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 CHAD AVE, 509, SEVERN, MD 21144-2132 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 509 CHAD AVE, SEVERN, MD 21144-2132 |
| Document Number | 33885069 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 33885/069 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $421,467 (+5.55%) | $465,800 (+16.65%) Land $234,300 Building $231,500 | |
| 2025 | $4,537.00 (+2%) | $399,300 (+9.13%) Land $194,300 Building $205,000 | $399,300 (-) Land $194,300 Building $205,000 |
| 2024 | $4,448.00 (+15.62%) | ||
| 2023 | $3,847.00 Homeowner's exemption | $365,900 | $399,300 Land $194,300 Building $205,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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