509 Center Ave E, Dilworth, MN 56529 Property Records

Clay County property record for 509 Center Ave E, Dilworth, MN 56529

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1908
Lot Size0.25 acres (11,004 sqft)
OwnerIndividual Name on Record
Last Sale$206,000 (Jun 2023)
Tax Bill$10,358 (2026)
Deeds & MortgagesJun 2023 Sale & Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN52.600.0190

Property Details

APN / Parcel Number

Primary APN52.600.0190

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Lot Area11,004 sqft (0.25 acres)

Location & Zoning

Street Address509 CENTER AVE E
CityDILWORTH
StateMN
Zip56529-1416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME NW IMPROVEMENT CO 1ST ADD SUBDIVISIONCD 52600 LOT 3 10 LESS HWY DILWORTH CITY
Legal Range48
Legal Township139
Legal Section11
Legal SubdivisionNW IMPROVEMENT CO 1ST ADD
Legal Block10
Legal Lot Number3
JurisdictionCLAY MN
Township / Civil DivisionDILWORTH
Census Block Group3
Census Block3014
Census Tract30112

Owner

Source: Clay County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address6009 SPENCER RD NW, BEMIDJI, MN 56601-5944
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Warranty Deed, Transfer · FHA Mortgage
NATIONS LENDING CORP
May 13, 2020Warranty Deed, Transfer · Conventional Mortgage
GATE CITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2023 · Amount on Record
Deed SaleJun 23, 2023 · Amount on Record
Prior SaleMay 13, 2020 · Amount on Record
Deed Document Number20231549140
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateJun 23, 2023
Property Address509 CENTER AVE E, DILWORTH, MN 56529-1416
Document Number0000838589
Instrument DateJun 23, 2023
Instrument838589
Transaction TypeTransfer
Record UpdatedJul 19, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$679.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 CENTER AVE E, DILWORTH, MN 56529-1416

Mortgage

Document Number0000838590
DateJun 23, 2023
Instrument838590
Lender
NameNATIONS LENDING CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053

Mortgage

Document Number0000838591
DateJun 23, 2023
Instrument838591
Lender
NameNATIONS LENDING CORP
TypeFunding / Finance Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2053

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateMay 13, 2020
Property Address509 CENTER AVE E, DILWORTH, MN 56529-1416
Document Number0000800722
Instrument DateMay 8, 2020
Instrument800722
Transaction TypeTransfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$460.35
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 CENTER AVE E, DILWORTH, MN 56529-1416

Mortgage

Document Number0000800723
DateMay 13, 2020
Instrument800723
Lender
NameGATE CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityDilworth City
Unified School DistrictDilworth-Glyndon-Felton (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,358.00 (+413.79%)$196,000 (+3.48%) Land $35,000 Building $161,000$196,000 (+3.48%) Land $35,000 Building $161,000
2025$189,400 (+11.81%) Land $35,000 Building $154,400$189,400 (+11.81%) Land $35,000 Building $154,400
2023$2,016.00$169,400 (+5.09%) Land $35,000 Building $134,400$169,400 (+5.09%) Land $35,000 Building $134,400
2022$161,200 Land $35,000 Building $126,200$161,200 Land $35,000 Building $126,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDilworth
serves 4,918 people · EPA ID MN1140003
Water SourcePurchased surface water from Moorhead
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
2,000 / 350
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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