509 Cedar St, La Joya, TX 78560 Property Records

Hidalgo County property record for 509 Cedar St, La Joya, TX 78560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,250 sqft · built 2001
Lot Size	0.143 acres (6,213 sqft)
Owner	Individual Name on File
Last Sale	$127,100 (Jun 2020)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Foreclosure
APN	`T641000004000200`

Property Details

APN / Parcel Number

Primary APN	`T641000004000200`
Alternative APNs	`R521530` `521530`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,250 sqft Living Area
Gross Area	1,280 sqft
1st Floor Area	1,250 sqft
Utility Area	80 sqft
Utility Room	Utility Room
Flooring	Tile

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,213 sqft (0.143 acres)
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	30 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	509 CEDAR ST
City	LA JOYA
State	TX
Zip	78560-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN & COUNTRY LOT 2 BLK 4 - AMENDED
Legal Subdivision	TOWN & COUNTRY
Legal Tract	2
Legal Block	4
Legal Lot Number	2
Jurisdiction	HIDALGO TX
Township / Civil Division	SULLIVAN CITY
Census Block Group	1
Census Block	1013
Census Tract	24208

Owner

509 Cedar St is owned by an individual who bought it in June 2020.

Source: Hidalgo County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	207 S 11TH ST, PENITAS, TX 78576-8492
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 25, 2019	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Jan 30, 2020
Deed Document Number	20203118771
Prior Transfer Date	Sep 12, 2019
Prior Transfer Doc	0003050962
Record Updated	Oct 29, 2026

June 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Jun 8, 2020
Property Address	509 CEDAR ST, LA JOYA, TX 78560-4043
Document Number	0003118771
Map Reference	VOL 29 PG 68
Instrument Date	Jun 5, 2020
Instrument	3118771
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 26, 2021
Title Company	SAN JACINTO TTL SVCS MCALLEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2516 BUDDY OWENS AVE, 2516, MCALLEN, TX 78504-5464

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	207 S 11TH ST, PENITAS, TX 78576-8492

Mortgage

Document Number	0003118772
Date	Jun 8, 2020
Instrument	3118772

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HIDALGO TX
Recording Date	Sep 25, 2019
Property Address	509 CEDAR ST, LA JOYA, TX 78560-4043
Document Number	0003050962
Instrument Date	Sep 3, 2019
Instrument	3050962
Transaction Type	Foreclosure
Record Updated	Oct 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	509 E CEDAR AVE MCALLEN TX 78501, MCALLEN, TX 78501
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 509 Cedar St was $3,613, down 2% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	La Joya City
Unified School District	La Joya Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,000 (-44.05%) Land $35,725 Building $49,275	$85,000 (-44.05%) Land $35,725 Building $49,275
2025	$3,613.00 (-1.98%)	$151,926 Land $35,725 Building $116,201	$151,926 Land $35,725 Building $116,201
2024	$3,686.00 (+0.6%)
2023	$3,664.00 (-9.49%)	$153,048 Land $39,298 Building $113,750	$153,048 Land $39,298 Building $113,750
2022	$4,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 509 Cedar St; there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2020 · Hurricane Hanna
Claims by Event	Hurricane Hanna, Jul 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JOYA serves 3,033 people · EPA ID TX1080213
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Coliform assessment currently in violation since Dec 2023
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100

May also be available: AT&T, Smartcom Telephone, Verizon, VTX Communications.

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