509 Cedar St, Anderson, MO 64831 Property Records

McDonald County property record for 509 Cedar St, Anderson, MO 64831

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,064 sqft · built 1925
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$74,600 (Jan 2020)
Tax Bill	$364 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-3.0-07-003-007-007.000`

Property Details

APN / Parcel Number

Primary APN	`09-3.0-07-003-007-007.000`

Interior

Bedrooms	2 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,064 sqft Adjusted Area
1st Floor Area	1,006 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	509 CEDAR ST
City	ANDERSON
State	MO
Zip	64831-9462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12, BLK 15, PATTERSON HEIGHTS
Legal Range	32W
Legal Township	22N
Legal Section	07
Legal Subdivision	PATTERSON HEIGHTS
Legal Block	15
Legal Lot Number	11-12
Jurisdiction	MCDONALD MO
Township / Civil Division	ANDERSON EAST
Census Block Group	1
Census Block	1061
Census Tract	70401

Owner

509 Cedar St is owned and occupied by two individuals who bought it in January 2020.

Source: McDonald County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 CEDAR ST, ANDERSON, MO 64831-9462
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Deed Book / Page	2020 / 21
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDONALD MO
Recording Date	Jan 6, 2020
Property Address	509 CEDAR ST, ANDERSON, MO 64831-9462
Document Number	02020/0021
Book / Page	2020 / 0021
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 CEDAR ST, ANDERSON, MO 64831-9462

Mortgage

Document Number	0000202022
Date	Jan 6, 2020
Instrument	2020/22

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 509 Cedar St was $364.

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Anderson City
County	McDonald County
Unified School District	McDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,140 (-)	$48,080 (-) Land $4,830 Building $43,250
2025	$364.00	$9,140	$48,080 Land $4,830 Building $43,250
2023	$334.00	$8,430	$44,390 Land $4,600 Building $39,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 Cedar St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	11 (2015–2019)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 8 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Cedar St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON PWS serves 1,961 people · EPA ID MO5010016
Water Source	Groundwater
Last State Inspection	May 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
McDonald County Telephone and Internet Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: T-Mobile.

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