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509 Cedar Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 509 Cedar Dr, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,141 sqft · built 1975
Lot Size0.095 acres (4,138 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (May 2021)
Tax Bill$6,991 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN017-411-03

Property Details

APN / Parcel Number

Primary APN017-411-03
Alternative APN
  • 017-411-03-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,141 sqft Living Area
Gross Area1,405 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2010
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area4,138 sqft (0.095 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address509 CEDAR DR
CityWATSONVILLE
StateCA
Zip95076-3535
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBAY VILLAGE 04 TR 653
Legal Lot Number273
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group2
Census Block2009
Census Tract110102

Owner

Source: Santa Cruz County records · APN 017-411-03

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address35 OLD ORCHARD RD, LOS GATOS, CA 95033-8029
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 11, 2021 · Amount on Record
Deed SaleMay 11, 2021 · Amount on Record
Prior SaleSep 14, 2004 · Amount on Record
Deed Document Number202126945
Record UpdatedSep 20, 2026

May 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 11, 2021
Property Address509 CEDAR DR, WATSONVILLE, CA 95076-3535
Document Number0000026945
Map ReferenceVOL 58 PG 39
Instrument DateMay 05, 2021
Instrument2021-0026945
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$533.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address35 OLD ORCHARD RD, LOS GATOS, CA 95033-8029

Mortgage

Document Number0000026946
DateMay 11, 2021
Instrument2021-0026946
Lender
NameMERIWEST MORTGAGE COMPANY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$535,479 (+2%) Land $380,908 Building $154,571
2025$6,991.00 (+12.98%)$524,980 (+4.04%) Land $373,439 Building $151,541
2023$6,188.00 (+1.84%)$504,594 Land $358,938 Building $145,656$458,100
2022$6,076.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 115 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies115 in force
Nearby Flood Claims19 (2022–2023)
Most Recent ClaimMar 2023, tidal / storm surge, Severe Winter Storms And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 17 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,034 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Cruzio InternetFixed Wireless (unlicensed)1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
AT&TDSL100 / 20

May also be available at this address: AT&T, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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