Lorain County property record for 509 Cambridge Ave, Elyria, OH 44035 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1950 |
| Square Footage | 1,089 sqft Living Area |
| Lot Size | 5,663 sqft (0.13 acres) |
| Garage | Detached, 572 sqft |
| Last Sale | $178,000 (2026) |
| Tax Bill | $2,167.00 (2025) |
| Primary APN | 06-25-006-104-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,089 sqft Living Area |
| 1st Floor | 736 sqft 1st Floor |
| Basement Area | 736 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 5,663 sqft (0.13 acres) |
| Depth X Width | 135 ft x 45 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 572 sqft Garage |
| Patio Area | 300 sqft Patio |
| Porch Area | 48 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 509 CAMBRIDGE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6465 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E BROAD ST HTS 45.00 X 135.00 |
| Legal Subdivision | E BROAD ST HTS |
| Legal Tract | 25 |
| Legal Block | 104 |
| Legal Lot Number | 86 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2024 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-104-003
Assessment roll updated May 16, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105-1441 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Jun 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Mar 25, 2019 | Deed of Trust, Mortgage · Line of Credit LORMET CMNTY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 12, 2026 · Amount on Record |
| Deed Sale | May 12, 2026 · Amount on Record |
| Prior Sale | Jun 23, 2023 · Amount on Record |
| Deed Doc Number | 202695372 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 12, 2026 |
| Property Address | 509 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000095372 |
| Instrument Date | May 07, 2026 |
| Instrument | 2026.95372 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | SUPERIOR TITLE AGENCY INC, SUPERIOR TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $71,912.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105-1441 |
| Document Number | 0000095373, |
|---|---|
| Date | May 12, 2026 |
| Instrument | 2026.95373 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 23, 2023 |
| Property Address | 509 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000919961 |
| Map Reference | VOL 10 PG 9 |
| Instrument Date | Apr 27, 2023 |
| Instrument | 2023-0919961 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000919962 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2023-0919962 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 509 CAMBRIDGE AVE, ELYRIA, OH 44035-6465 |
| Document Number | 0000708443 |
| Instrument Date | Mar 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 509 CAMBRIDGE AVE ELYRIA OH 440356465, ELYRIA, OH 44035-6465 |
| Document Number | 0000708443 |
|---|---|
| Date | Mar 25, 2019 |
| Instrument | 708443 |
| Name | LORMET CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | AMHERST, OH 44001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,167.00 (-0.82%) | $45,990 (-0.02%) Land $8,630 Building $37,360 | $131,420 (-) Land $24,670 Building $106,750 |
| 2024 | $2,185.00 (+70.57%) | $45,997 (+40.78%) Land $8,635 Building $37,363 | $131,420 (+40.78%) Land $24,670 Building $106,750 |
| 2023 | $1,281.00 (-1.39%) | $32,673 (+0.01%) Land $6,979 Building $25,694 | $93,350 (-) Land $19,940 Building $73,410 |
| 2022 | $1,299.00 | $32,670 Land $6,980 Building $25,690 | |
| 2021 | $93,350 Land $19,940 Building $73,410 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 3% of the US · above 15% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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