St. Johns County property record for 509 Brandon Lakes Dr, Saint Augustine, FL 32092
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,396 sqft · built 2023 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Dec 2023) |
| Tax Bill | $3,603 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027971-0780 |
| Primary APN | 027971-0780 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,396 sqft Living Area |
| Gross Area | 1,900 sqft |
| 1st Floor Area | 555 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Garage Type | Attached |
| Garage Area | 419 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 19 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 509 BRANDON LAKES DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3394 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | 109/1-45 SILVER LANDING LOT 78 OR5869/424 |
| Legal Range | 28 |
| Legal Township | 06 |
| Legal Section | 38 |
| Legal Subdivision | SILVER LANDING |
| Legal Block | 1 |
| Legal Lot Number | 78 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20908 |
509 Brandon Lakes Dr, a townhouse, is owned and occupied by an individual who bought it in December 2023.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3394 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 11, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Jun 6, 2023 | Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on File |
| Deed Sale | Dec 11, 2023 · Amount on File |
| Prior Sale | Jun 6, 2023 · Amount on File |
| Deed Document Number | 202395937 |
| Deed Book / Page | 5869 / 424 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 509 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3394 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 509 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3394 |
| Document Number | 0062821855 |
|---|---|
| Date | Dec 31, 2025 |
| Book Page | 6282/1855 |
| Instrument | 2025105855 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 11, 2023 |
| Property Address | 509 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3394 |
| Document Number | 0058690424 |
| Book / Page | 5869 / 424 |
| Map Reference | MB 109 PG 1-45 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 2023095937 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 509 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3394 |
| Document Number | 0005869426 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 5869/426 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 6, 2023 |
| Property Address | 509 BRANDON LAKES DR, SAINT AUGUSTINE, FL 32092-3394 |
| Document Number | 0057701466 |
| Book / Page | 5770 / 1466 |
| Map Reference | MB 109 PG 1-45 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023043664 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $9,419.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1750 W BROADWAY ST # ST111, ST111, OVIEDO, FL 32765-9618 |
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 509 Brandon Lakes Dr was $3,603 with a homeowner's exemption, up 9.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $269,888 (-4.12%) Land $60,000 Building $209,888 | $269,888 (-4.12%) Land $60,000 Building $209,888 | |
| 2025 | $3,603.00 (+9.28%) Homeowner's exemption | $281,498 | $281,498 Land $60,000 Building $221,498 |
| 2024 | $3,297.00 (+288.8%) | ||
| 2023 | $848.00 (+10.56%) | $68,000 (+13.33%) | $68,000 (+13.33%) Land $68,000 |
| 2022 | $767.00 | $60,000 | $60,000 Land $60,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 509 Brandon Lakes Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 110 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Brandon Lakes Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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