509 Bison Ln, Cibolo, TX 78108 Property Records

Guadalupe County property record for 509 Bison Ln, Cibolo, TX 78108

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,578 sqft · built 2015
Lot Size	0.143 acres (6,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,300 (Sep 2019)
Tax Bill	$9,071 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0411500M00900000`

Property Details

APN / Parcel Number

Primary APN	`1G0411500M00900000`
Alternative APNs	`000000148217` `000000237660` `148217`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,578 sqft Living Area
Gross Area	3,293 sqft
1st Floor Area	1,978 sqft
2nd Floor Area	600 sqft
Utility Area	64 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,230 sqft (0.143 acres)
Lot Dimensions	110 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	523 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	100 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 BISON LN
City	CIBOLO
State	TX
Zip	78108-3824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUFFALO CROSSING #5 BLOCK M LOT 9 .143 AC
Legal Subdivision	BUFFALO CROSSING #5
Legal Tract	9
Legal Block	M
Legal Lot Number	9
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3004
Census Tract	210718

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 BISON LN, CIBOLO, TX 78108-3824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Sep 27, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Nov 2, 2015 · Amount on Record
Deed Document Number	201999022033
Prior Transfer Date	Sep 25, 2019
Prior Transfer Doc	0099022033
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	509 BISON LN, CIBOLO, TX 78108-3824
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099024153
Date	Jul 14, 2021
Instrument	202199024153

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 27, 2019
Property Address	509 BISON LN, CIBOLO, TX 78108-3824
Document Number	0000022033
Instrument Date	Sep 25, 2019
Instrument	22033
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	PRESIDIO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 BISON LN CIBOLO TX 781083824, CIBOLO, TX 78108-3824

Mortgage

Document Number	22034
Date	Sep 27, 2019
Instrument	22034

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cibolo City
County	Guadalupe County
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,761 (-9.84%) Land $56,777 Building $341,984	$398,761 (-9.84%) Land $56,777 Building $341,984
2025		$442,295 (+0.41%) Land $38,783 Building $403,512	$442,295 (+0.41%) Land $38,783 Building $403,512
2024	$9,071.00 (+7.81%)
2023	$8,414.00 (-6.67%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$440,501 Land $52,411 Building $388,090	$440,501 Land $52,411 Building $388,090
2022	$9,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ZipLink Internet.

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