509 Binder St, Aurora, IL 60505 Property Records

Kane County property record for 509 Binder St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,892 sqft · built 1926
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$79,500 (Jan 1997)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Jul 2018 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-27-381-003`

Property Details

APN / Parcel Number

Primary APN	`15-27-381-003`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,892 sqft Living Area
Gross Area	3,278 sqft
Basement Area	1,050 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	509 BINDER ST
City	AURORA
State	IL
Zip	60505-5249
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BINDERS ADDN E 50 FT LOTS 2 & 3 BLK 3 LOT DIMENSIONS: 50 X 100 APPROX LOT SQ FT 5000 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	BINDERS ADDN
Legal Block	3
Legal Lot Number	2,3
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	1
Census Block	1004
Census Tract	854302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 BINDER ST, AURORA, IL 60505-5249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage EARTHMOVER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 1997 · Amount on Record
Deed Sale	Jan 14, 1997 · Amount on Record
Deed Document Number	19973094
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	509 BINDER ST, AURORA, IL 60505-5249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031754
Date	Jul 3, 2018
Instrument	2018K031754

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	LONGMONT, CO 80504

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.87%
Change Frequency	2 Years

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	509 BINDER ST, AURORA, IL 60505-5249
Document Number	0000028547
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 BINDER ST AURORA IL 605055249, AURORA, IL 60505-5249

Mortgage

Document Number	0000028547
Date	Jun 3, 2020
Instrument	28547

Lender

Name	EARTHMOVER CU
Type	Credit Union
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 2, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00 (+13.21%) Homeowner's exemption Senior Citizen's exemption	$81,757 (+9.39%) Land $6,862 Building $74,895	$245,369 (+9.39%) Land $20,594 Building $224,775
2024		$74,739 (+22.66%) Land $6,273 Building $68,466	$224,307 (+22.71%) Land $18,827 Building $205,480
2022	$3,793.00 (+2.76%) Homeowner's exemption	$60,930 (+7.41%) Land $5,114 Building $55,816	$182,790 (+7.41%) Land $15,342 Building $167,448
2021	$3,691.00 Homeowner's exemption	$56,726 Land $4,761 Building $51,965	$170,178 Land $14,283 Building $155,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	22 (1983–2014)
Claims Outside the SFHA	6 of 22
Most Recent Claim	Nov 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 1996 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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