Clay County property record for 509 Bayside Ct, Smithville, MO 64089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 892 sqft · built 1996 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $133,800 (May 2018) |
| Tax Bill | $2,646 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Dec 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-319-00-06-023.00 |
| Primary APN | 05-319-00-06-023.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 892 sqft Living Area |
| Gross Area | 2,268 sqft |
| 1st Floor Area | 892 sqft |
| Basement Area | 892 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 176 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 509 BAYSIDE CT |
|---|---|
| City | SMITHVILLE |
| State | MO |
| Zip | 64089-9617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARBORVIEW 4TH PLAT SW PT LT 16 BEG MOST SLY COR LT 16, NW 176.82, NELY50.63, SE165.48, SW24.22 TO POB |
| Legal Range | 33W |
| Legal Township | 53N |
| Legal Section | 12 |
| Legal Subdivision | HARBORVIEW 04 |
| Legal Lot Number | 16 |
| Jurisdiction | CLAY MO |
| Township / Civil Division | PLATTE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 22000 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 509 BAYSIDE CT, SMITHVILLE, MO 64089-9617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Oct 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC |
| Dec 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage RIGHTPATH SERVICING |
| Mar 20, 2023 | Intrafamily Transfer, Transfer |
| May 29, 2018 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE LENDERS/AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2018 · Amount on Record |
| Deed Sale | May 29, 2018 · Amount on Record |
| Prior Sale | Nov 2, 2007 |
| Deed Document Number | 201816798 |
| Deed Book / Page | 8205 / 170 |
| Last Transfer Date | Mar 20, 2023 |
| Transfer Doc | 0000006175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 509 BAYSIDE CT, SMITHVILLE, MO 64089-9617 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2023 |
| Title Company | NOT AVAILABLE, SILK TITLE AND ESCROW FT |
| Name | Verified Name |
|---|---|
| Address | 509 BAYSIDE CT, SMITHVILLE, MO 64089-9617 |
| Document Number | 0000024631 |
|---|---|
| Date | Oct 6, 2023 |
| Book Page | 9638/141 |
| Instrument | 2023024631 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MO |
| Property Address | 509 BAYSIDE CT, SMITHVILLE, MO 64089-9617 |
| Transaction Type | Mortgage |
| Record Updated | Jul 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 509 BAYSIDE CT, SMITHVILLE, MO 64089-9617 |
| Document Number | 0000039448 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 9497/36 |
| Instrument | 2022039448 |
| Name | RIGHTPATH SERVICING |
|---|---|
| Type | Non-Lending Institution |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Jun 1, 2048 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | Mar 20, 2023 |
| Property Address | 509 BAYSIDE CT, SMITHVILLE, MO 64089-9617 |
| Document Number | 0000006175 |
| Book / Page | 9533 / 33 |
| Instrument Date | Mar 20, 2023 |
| Instrument | 2023006175 |
| Transaction Type | Transfer |
| Record Updated | Jul 18, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 BAYSIDE CT, SMITHVILLE, MO 64089-9617 |
| Name | Verified Name |
|---|---|
| Address | 509 BAYSIDE CT, SMITHVILLE, MO 64089-9617 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MO |
| Recording Date | May 29, 2018 |
| Property Address | 509 BAYSIDE CT, SMITHVILLE, MO 64089-9617 |
| Document Number | 0000016798 |
| Book / Page | 008205 / 000170 |
| Instrument Date | May 24, 2018 |
| Instrument | 16798 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | SECURED TITLE/KANSAS CITY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 509 BAYSIDE CT SMITHVILLE MO 640899617, SMITHVILLE, MO 64089-9617 |
| Document Number | 16799 |
|---|---|
| Date | May 29, 2018 |
| Book Page | 008205/000171 |
| Instrument | 16799 |
| Name | MORTGAGE LENDERS/AMERICA |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2048 |
Source: Clay County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Clay County |
| Municipality | Smithville City |
| Unified School District | Smithville R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,646.00 (+18.44%) | $37,180 (+14.89%) | $195,684 (+14.9%) |
| 2023 | $2,234.00 (+10.54%) | $32,360 (+14.75%) | $170,315 (+14.75%) |
| 2022 | $2,021.00 (+10.14%) | $28,200 | |
| 2021 | $148,421 | ||
| 2019 | $1,835.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 33 (1981–2016) |
| Claims Outside the SFHA | 12 of 33 |
| Most Recent Claim | May 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| United Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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