Cass County property record for 509 Bauer St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,484 sqft · built 1965 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,900 (Mar 2026) |
| Tax Bill | $3,382 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jul 2006 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-205-002-00 |
| Primary APN | 14-160-205-002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,484 sqft Building Perimeter |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,484 sqft |
| Unfinished Basement | 1,484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 509 BAUER ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 2472 LOT 2 SHERMAN TERRACE. |
| Legal Subdivision | SHERMAN TERRACE |
| Legal Lot Number | 2 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 1901 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 BAUER ST, DOWAGIAC, MI 49047-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 18, 2026 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Jul 24, 2006 | Warranty Deed, Transfer BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2026 · Amount on Record |
| Deed Sale | Mar 18, 2026 · Amount on Record |
| Prior Sale | Aug 21, 2009 · Amount on Record |
| Deed Document Number | 2026229587 |
| Deed Book / Page | 1273 / 1349 |
| Prior Transfer Date | Mar 27, 2009 |
| Prior Transfer Doc | 0992/0599 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 18, 2026 |
| Property Address | 509 BAUER ST, DOWAGIAC, MI 49047-1106 |
| Document Number | 01273/1349 |
| Book / Page | 1273 / 1349 |
| Map Reference | LB 1 PG 448 |
| Instrument Date | Mar 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 BAUER ST, DOWAGIAC, MI 49047-1106 |
| Document Number | 0012731352 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 1273/1352 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jul 24, 2006 |
| Property Address | 509 BAUER ST, DOWAGIAC, MI 49047-1106 |
| Document Number | 0940/2298 |
| Book / Page | 0940 / 2298 |
| Instrument Date | Jul 19, 2006 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 531 INVICTA DR, 531, NILES, MI 49120-8907 |
| Name | Verified Name |
|---|---|
| Address | 1707 COE RD, PINEHURST, TX 77362-2534 |
| Document Number | 09402299 |
|---|---|
| Date | Jul 24, 2006 |
| Instrument | 0940/2299 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 1, 2036 |
| Document Number | 00940/2315 |
|---|---|
| Date | Jul 24, 2006 |
| Book Page | 0940/2315 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 9000 SOUTHSIDE BLVD # 60, JACKSONVILLE, FL 32256 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Aug 1, 2016 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $107,300 (+10.62%) Land $107,300 | $214,600 (+10.62%) Land $214,600 | |
| 2025 | $3,382.00 (+1.84%) Homeowner's exemption | $97,000 (+24.52%) Land $97,000 | $194,000 (+24.52%) Land $194,000 |
| 2024 | $3,321.00 (+11.59%) | ||
| 2023 | $77,900 | $155,800 | |
| 2022 | $2,976.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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