509 Bancroft Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 509 Bancroft Ave, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,568 sqft · built 1953
Lot Size0.18 acres (7,861 sqft)
Owner2 Individual Names on Record
Last Sale$424,900 (Sep 2023)
Tax Bill$792 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jun 2020 Transfer
Flood ZoneZone X (minimal risk)
APN3A1-2-47-16

Property Details

APN / Parcel Number

Primary APN3A1-2-47-16
Alternative APN
  • 23402

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,861 sqft (0.18 acres)
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number23402
Street Address509 BANCROFT AVE
CityCOLONIAL BEACH
StateVA
Zip22443-2601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDB
Legal DescriptionLOT 16 BK 47 DB 971 PG 43 R/S
Legal SubdivisionCOLONIAL BEACH
Legal Block47
Legal Lot Number16
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2063
Census Tract10402

Owner

Source: Westmoreland County records, as of January 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address830 N COLUMBUS ST, ALEXANDRIA, VA 22314-1981
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2023Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jun 30, 2020Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2023 · Amount on Record
Deed SaleSep 1, 2023 · Amount on Record
Prior SaleJul 23, 2009 · Amount on Record
Deed Book / Page971 / 43
Prior Transfer DateJun 22, 2020
Prior Transfer Doc0009322518
Record UpdatedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTMORELAND VA
Recording DateSep 1, 2023
Property Address509 BANCROFT AVE, COLONIAL BEACH, VA 22443-2601
Document Number0009710043
Instrument DateAug 29, 2023
Instrument09710043
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanyLAWYERS TITLE OF NEVADA, LAWYERS TITLE OF WESTMRELAND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address830 N COLUMBUS ST, ALEXANDRIA, VA 22314-1981

Mortgage

Document Number0009710045
DateSep 1, 2023
Instrument09710045
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTMORELAND VA
Recording DateJun 30, 2020
Property Address509 BANCROFT AVE, COLONIAL BEACH, VA 22443-2601
Document Number0009322518
Instrument DateJun 22, 2020
Instrument09322518
Transaction TypeTransfer
Record UpdatedJan 13, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7526 MARYE RD, SPOTSYLVANIA, VA 22551-3086

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityColonial Beach Town
CountyWestmoreland County
Unified School DistrictColonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$792.00 (+5.04%)$188,600 (-) Land $47,500 Building $141,100$188,600 (-) Land $47,500 Building $141,100
2023$188,600 (-) Land $47,500 Building $141,100$188,600 (-) Land $47,500 Building $141,100
2022$754.00$188,600 Land $47,500 Building $141,100$188,600 Land $47,500 Building $141,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Nearby Flood Policies103 units insured
incl. 8 condo units
Nearby Flood Claims3 (2015–2023)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLONIAL BEACH
serves 3,875 people · EPA ID VA4193280
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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