509 Arapaho Dr, Temple, TX 76504 Property Records

Bell County property record for 509 Arapaho Dr, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 1,761 sqft · built 1986
Lot Size	0.363 acres (15,809 sqft)
Owner	Individual Name on File
Last Sale	$243,855 (May 2026)
Tax Bill	$5,538 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`0135100000`

Property Details

APN / Parcel Number

Primary APN	`0135100000`
Alternative APNs	`51945` `35425`

Interior

Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,761 sqft Living Area
1st Floor Area	1,761 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	15,809 sqft (0.363 acres)
Lot Dimensions	170 ft deep x 90 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	75 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 ARAPAHO DR
City	TEMPLE
State	TX
Zip	76504-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	WESTERN HILLS 3RD EXT, BLOCK 013, LOT 0009, ENHANCED LIFE ESTATE
Legal Subdivision	WESTERN HILLS 3RD EXT
Legal Block	13
Legal Lot Number	9
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2012
Census Tract	21202

Owner

509 Arapaho Dr is owned and occupied by an individual who bought it in May 2026.

Source: Bell County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	509 ARAPAHO DR, TEMPLE, TX 76504-3722
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 16, 2023	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Mar 16, 2023
Deed Document Number	202623981
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	May 15, 2026
Property Address	509 ARAPAHO DR, TEMPLE, TX 76504-3722
Document Number	0000023981
Instrument Date	May 14, 2026
Instrument	202623981
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 ARAPAHO DR, TEMPLE, TX 76504-3722

Mortgage

Document Number	0000023982,
Date	May 15, 2026
Instrument	202623982

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000023983,
Date	May 15, 2026
Instrument	202623983

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount on Record
Term	3 Months
Due	May 14, 2029

Interest

Rate	6.46%
Max Rate	-1%

March 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	BELL TX
Recording Date	Mar 16, 2023
Property Address	509 ARAPAHO DR, TEMPLE, TX 76504-3722
Document Number	0000010861
Instrument Date	Feb 24, 2023
Instrument	2023010861
Transaction Type	Transfer
Record Updated	May 27, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2158 FM 812, DALE, TX 78616-2314

Tax Assessment & Valuation

The 2025 property tax bill for 509 Arapaho Dr was $5,538.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,538.00	$240,393 Land $32,000 Building $208,393	$240,393 Land $32,000 Building $208,393
2023	$1,049.00 (-45.16%) Homeowner's exemption Senior Citizen's exemption	$256,962 Land $32,000 Building $224,962	$256,962 Land $32,000 Building $224,962
2022	$1,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Arapaho Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	13 (1983–2024)
Claims Outside the SFHA	4 of 13
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Arapaho Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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