Brevard County property record for 509 Andrews Dr, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,166 sqft · built 1969 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,948 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-06-77-J-9 |
| Primary APN | 28-38-06-77-J-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,166 sqft Living Area |
| Gross Area | 3,949 sqft |
| 1st Floor Area | 3,166 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Lot Dimensions | 117 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 988 sqft |
| Patio Area | 607 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2847219 |
|---|---|
| Street Address | 509 ANDREWS DR |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1RS |
| Legal Description | RIVER COLONY EAST LOT 9 BLK J |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 06 |
| Legal Subdivision | RIVER COLONY EAST |
| Legal Block | J |
| Legal Lot Number | 9 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 66101 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 ANDREWS DR, MELBOURNE BEACH, FL 32951-2157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 10, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Aug 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage ON Q FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 509 ANDREWS DR, MELBOURNE BEACH, FL 32951-2157 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 509 ANDREWS DR, MELBOURNE, FL 32951-2157 |
| Document Number | 0093822793 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 9382/2793 |
| Instrument | 2022008675 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 173 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 509 ANDREWS DR, MELBOURNE BEACH, FL 32951-2157 |
| Document Number | 0087690345 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 509 ANDREWS DR MELBOURNE BEACH FL 329512157, MELBOURNE BEACH, FL 32951-2157 |
| Document Number | 0087690345 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 008769/000345 |
| Instrument | 127778 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 18, 2017 |
| Property Address | 509 ANDREWS DR, MELBOURNE BEACH, FL 32951-2157 |
| Document Number | 0079641384 |
| Book / Page | 007964 / 001384 |
| Instrument Date | Aug 18, 2017 |
| Instrument | 174140 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,817.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 509 ANDREWS DR MELBOURNE BEACH FL 329512157, MELBOURNE BEACH, FL 32951-2157 |
| Document Number | 79641386 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 007964/001386 |
| Instrument | 174141 |
| Name | ON Q FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | SCOTTSDALE, AZ 85251 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2047 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne Beach Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,470 (+2.7%) | $709,450 (+1.6%) | |
| 2025 | $6,948.00 (+5.24%) Homeowner's exemption | $494,130 (+5.98%) | $698,310 (-3.46%) Land $330,000 Building $368,310 |
| 2023 | $6,602.00 (+1.6%) Homeowner's exemption | $466,230 (+3%) | $723,360 (+8.42%) Land $330,000 Building $393,360 |
| 2022 | $6,498.00 Homeowner's exemption | $452,660 | $667,180 Land $315,000 Building $352,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 162 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 162 in force |
| Nearby Flood Claims | 40 (1979–2022) |
| Claims Outside the SFHA | 39 of 40 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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