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509 Anchor Dr, Joppa, MD 21085 Property Records

Harford County property record for 509 Anchor Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,666 sqft · built 1967
Lot Size0.242 acres (10,540 sqft)
Owner2 Individual Names on File
Last Sale$145,000 (Sep 1998)
Tax Bill$3,375 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN01-134973

Property Details

APN / Parcel Number

Primary APN01-134973
Alternative APNs
  • 1134973
  • 134973

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,666 sqft Total Area
Basement Area667 sqft
Finished Basement667 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleSplit Foyer
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area10,540 sqft (0.242 acres)
Garage TypeBasement
Garage Area377 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area128 sqft
Deck Area384 sqft
Patio Area552 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number134973
Street Address509 ANCHOR DR
CityJOPPA
StateMD
Zip21085-4501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 24 BK 97 10540 SF 509 ANCHOR DRIVE RUMSEY ISLAND PT 17/7
Legal SubdivisionJOPPATOWNE
Legal Block97
Legal Lot Number24
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group4
Census Block4006
Census Tract301401

Owner

Source: Harford County records · APN 01-134973

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address509 ANCHOR DR, JOPPA, MD 21085-4501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 1998 · Amount on Record
Deed SaleSep 23, 1998 · Amount on Record
Deed Document Number1998604
Deed Book / Page2813 / 172
Record UpdatedSep 20, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address509 ANCHOR DR, JOPPA, MD 21085-4501
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0133560300
DateJul 22, 2019
Book Page13356/0300
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 15, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$345,233 (+5.43%)$363,000 (-) Land $82,100 Building $280,900
2025$3,375.00 (+6.8%)$327,467 (+9.22%)$363,000 (+17.21%) Land $82,100 Building $280,900
2023$299,833$309,700 Land $82,100 Building $227,600
2022$3,160.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims24 (1978–2013)
Claims Outside the SFHA10 of 24
Most Recent ClaimJun 2013, other causes
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 236 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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