509 Academy St, Oriental, NC 28571 Property Records

Pamlico County property record for 509 Academy St, Oriental, NC 28571

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,650 sqft · built 1910
Lot Size	0.153 acres (6,665 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Sep 2021)
Tax Bill	$685 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`J082-231`

Property Details

APN / Parcel Number

Primary APN	`J082-231`
Alternative APNs	`6487938043000` `23063`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,650 sqft Finished Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	6,665 sqft (0.153 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	23063
Street Address	509 ACADEMY ST
City	ORIENTAL
State	NC
Zip	28571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACADEMY ST 0010543 6487938043000
Jurisdiction	PAMLICO NC
Township / Civil Division	2
Census Block Group	1
Census Block	1034
Census Tract	950202

Owner

Source: Pamlico County records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2330 E BIDWELL ST, 150, FOLSOM, CA 95630-3898
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Commercial Mortgage KIAVI FUNDING INC
Oct 27, 2022	Deed of Trust, Mortgage · Construction Mortgage ANCHOR LOANS LP
Sep 20, 2021	Warranty Deed, Construction Loan · Construction Mortgage ANCHOR LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2021 · Amount on Record
Deed Sale	Sep 20, 2021 · Amount on Record
Prior Sale	Nov 3, 2016 · Amount on Record
Deed Book / Page	687 / 615
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	509 ACADEMY ST, ORIENTAL, NC 28571
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	000719/446
Date	Nov 13, 2023
Book Page	719/446

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	GREENSBORO, NC 27408

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAMLICO NC
Property Address	509 ACADEMY ST, ORIENTAL, NC 28571
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000706/330
Date	Oct 27, 2022
Book Page	706/330

Lender

Name	ANCHOR LOANS LP
Type	Non-Lending Institution
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	PAMLICO NC
Recording Date	Sep 20, 2021
Property Address	509 ACADEMY ST, ORIENTAL, NC 28571
Document Number	000687/615
Book / Page	687 / 615
Instrument Date	Sep 16, 2021
Transaction Type	Construction Loan
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3678 JANIERO RD, 3678, ARAPAHOE, NC 28510-9532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST STE 150, 150, FOLSOM, CA 95630-3898
Investor	Possibly a Property Investor

Mortgage

Document Number	0000687618
Date	Sep 20, 2021
Instrument	687/618

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000687/632
Date	Sep 20, 2021
Book Page	687/632

Lender

Name	ELLA BIANCALANA
Type	Private Party
Address	8424 MARIPOSA AVE, CITRUS HEIGHTS, CA 95610

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pamlico County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Pamlico County
Municipality	Oriental Town
Unified School District	Pamlico County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$685.00 (+2.39%)	$76,546 (-) Land $54,621 Building $21,925	$76,546 (-) Land $54,621 Building $21,925
2023	$669.00	$76,546 Land $54,621 Building $21,925	$76,546 Land $54,621 Building $21,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 302 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	324 units insured incl. 22 condo units
Nearby Flood Claims	838 (1983–2019)
Claims Outside the SFHA	205 of 838
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Florence, Sep 2018 · 270 claims Hurricane Irene, Aug 2011 · 260 claims Hurricane Isabel, Sep 2003 · 208 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORIENTAL WATER SYSTEM serves 1,136 people · EPA ID NC0469020
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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