Tama County property record for 509 9th St, Traer, IA 50675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1967 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Feb 2025) |
| Tax Bill | $2,462 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Feb 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07.10.332.017 |
| Primary APN | 07.10.332.017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Basement Area | 1,200 sqft |
| Finished Basement | 1,200 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 509 9TH ST |
|---|---|
| City | TRAER |
| State | IA |
| Zip | 50675-1403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 & W 15' LOT 2 (EX S36.5') STAVELEY'S 1ST |
| Legal Subdivision | STAVELEY'S |
| Legal Lot Number | 1 |
| Jurisdiction | TAMA IA |
| Township / Civil Division | PERRY |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 290200 |
509 9th St is owned and occupied by an individual who bought it in February 2025.
Source: Tama County records, as of September 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 9TH ST, TRAER, IA 50675-1403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES SAVINGS BANK |
| Feb 6, 2019 | Deed of Trust, Mortgage · Balloon Mortgage DEERE EMPLOYEES CREDIT UNION |
| Jan 17, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on File |
| Deed Sale | Feb 19, 2025 · Amount on File |
| Prior Sale | Jul 12, 2024 · Amount on File |
| Deed Document Number | 2025413 |
| Prior Transfer Date | Jun 18, 2024 |
| Prior Transfer Doc | 0020241499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | May 11, 2026 |
| Property Address | 509 9TH ST, TRAER, IA 50675-1403 |
| Document Number | 0000001136 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 20261136 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 509 9TH ST, TRAER, IA 50675-1403 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001136, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 20261136 |
| Name | PEOPLES SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 5, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TAMA IA |
| Property Address | 509 9TH ST, TRAER, IA 50675-1403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20190213 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 2019-0213 |
| Name | DEERE EMPLOYEES CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Mar 1, 2024 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TAMA IA |
| Recording Date | Jan 17, 2019 |
| Property Address | 509 9TH ST, TRAER, IA 50675-1403 |
| Document Number | 0020190100 |
| Instrument Date | Dec 28, 2018 |
| Instrument | 2019-0100 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 9TH ST, TRAER, IA 50675-1403 |
| Document Number | 0020190101 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 2019-0101 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2039 |
The 2025 property tax bill for 509 9th St was $2,462 with a homeowner's exemption.
Source: Tama County assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Tama County |
| Municipality | Traer City |
| Unified School District | North Tama County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,462.00 Homeowner's exemption | $135,900 (+4.28%) Land $15,150 Building $120,750 | $135,900 Land $15,150 Building $120,750 |
| 2024 | $130,320 (-) Land $15,150 Building $115,170 | ||
| 2023 | $130,320 Land $15,150 Building $115,170 | $130,320 Land $15,150 Building $115,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 9th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2008 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 509 9th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRAER MUNICIPAL WATER PLANT serves 1,583 people · EPA ID IA8681030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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