509 8th Ave E, Cresco, IA 52136 Property Records

Howard County property record for 509 8th Ave E, Cresco, IA 52136

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,152 sqft · built 1967
Lot Size	0.375 acres (16,335 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (May 2021)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`320110301020000`

Property Details

APN / Parcel Number

Primary APN	`320110301020000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Basement Area	1,152 sqft
Finished Basement	800 sqft
Unfinished Basement	352 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,335 sqft (0.375 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	509 8TH AVE E
City	CRESCO
State	IA
Zip	52136-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOTS 1, 2 & 3 & E 1/2 N 20' LOT 4 & ALL LOT 5 BLK 3 WARNERS ADDN
Legal Subdivision	WARNERS ADDN
Legal Block	3
Legal Lot Number	1 & 4
Jurisdiction	HOWARD IA
Township / Civil Division	VERNON SPRINGS
Census Block Group	3
Census Block	3018
Census Tract	960100

Owner

Source: Howard County assessment roll, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 8TH AVE E, CRESCO, IA 52136-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage CUSB BANK
May 20, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Sep 18, 2020 · Amount on Record
Deed Document Number	2021984
Deed Book / Page	2021 / 984
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Recording Date	Apr 13, 2026
Property Address	509 8TH AVE E, CRESCO, IA 52136-1001
Document Number	0000000503
Book / Page	2026 / 503
Instrument Date	Apr 8, 2026
Instrument	2026503
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	509 8TH AVE E, CRESCO, IA 52136-1001

Mortgage

Document Number	0000000503,
Date	Apr 13, 2026
Book Page	2026/503
Instrument	2026503

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD IA
Property Address	509 8TH AVE E, CRESCO, IA 52136-1001
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/1124
Date	Jul 20, 2017
Book Page	2017/1124
Instrument	2017 1124

Lender

Name	CUSB BANK
Type	Bank
Address	CRESCO, IA 52136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HOWARD IA
Recording Date	May 20, 2021
Property Address	509 8TH AVE E, CRESCO, IA 52136-1001
Document Number	002021/984
Book / Page	2021 / 984
Instrument Date	May 20, 2021
Instrument	2021 0984
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$253.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	509 8TH AVE E, CRESCO, IA 52136-1001

Mortgage

Document Number	002021/985
Date	May 20, 2021
Book Page	2021/985
Instrument	2021 0985

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Howard County
Municipality	Cresco City
Unified School District	Howard-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,042.00	$184,960 (+11.96%) Land $19,760 Building $165,200	$184,960 (+11.96%) Land $19,760 Building $165,200
2024	$3,042.00 (+2.42%)
2023		$165,200 (+19.24%) Land $19,760 Building $145,440	$165,200 (+19.24%) Land $19,760 Building $145,440
2022	$2,970.00	$138,540 Land $19,760 Building $118,780
2021			$138,540 Land $19,760 Building $118,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESCO WATERWORKS serves 3,913 people · EPA ID IA4515087
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Verizon.

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