509 3rd St, Towanda, PA 18848 Property Records

Bradford County property record for 509 3rd St, Towanda, PA 18848

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · built 1876
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$127,500 (Jun 2015)
Tax Bill	$3,111 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`47-086.04-055-000-000`

Property Details

APN / Parcel Number

Primary APN	`47-086.04-055-000-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories

Exterior

Year Built	Built 1876
Effective Year Built	Effective 1876
Architectural Style	Conventional
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	509 3RD ST
City	TOWANDA
State	PA
Zip	18848-1521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE
Jurisdiction	BRADFORD PA
Township / Civil Division	TOWANDA
Census Block Group	3
Census Block	3010
Census Tract	951000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Towanda Historic District listed 1992 · 441 contributing resources · NRIS 92000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bradford County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 3RD ST, TOWANDA, PA 18848-1521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS & NORTHERN BANK
Jan 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2015 · Amount on Record
Deed Sale	Jun 18, 2015 · Amount on Record
Deed Document Number	201510154
Last Transfer Date	Dec 21, 2020
Transfer Doc	0202100230
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	509 3RD ST, TOWANDA, PA 18848-1521
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202309405
Date	Sep 19, 2023
Instrument	202309405

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank
Address	WELLSBORO, PA 16901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD PA
Property Address	509 3RD ST, TOWANDA, PA 18848-1521
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	FIRST ABSTRACT AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205776
Date	May 27, 2022
Instrument	202205776

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank
Address	WELLSBORO, PA 16901

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRADFORD PA
Recording Date	Jan 7, 2021
Property Address	509 3RD ST, TOWANDA, PA 18848-1521
Document Number	0202100230
Instrument Date	Dec 21, 2020
Instrument	202100230
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 3RD ST, TOWANDA, PA 18848-1521

Tax Assessment & Valuation

Source: Bradford County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bradford County
Municipality	Towanda Borough
Unified School District	Towanda Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,111.00 (+2.54%)	$36,000 (-)
2025	$3,034.00 (+1.81%)	$36,000 (-)
2024	$2,980.00	$36,000
1999			$71,986

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	9 (1979–1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWANDA MUNICIPAL AUTHORITY serves 5,000 people · EPA ID PA2080029
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Empire Long Distance.

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