Lincoln County property record for 509 3rd St, Ruidoso, NM 88345
| Property Type | Single Family Home |
|---|---|
| Details | 980 sqft · built 1959 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,439 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-071-065-091-093 |
| Primary APN | 4-071-065-091-093 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 14,157 sqft (0.325 acres) |
| Account Number | 21575 |
|---|---|
| Street Address | 509 3RD ST |
| City | RUIDOSO |
| State | NM |
| Zip | 88345-7508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FLUME CANYON SD. BLOCK IV LOT 1A CONT'G. 0.325 ACRES |
| Legal Subdivision | FLUME CANYON SD |
| Legal Block | 4 |
| Legal Lot Number | 1A |
| Jurisdiction | LINCOLN NM |
| Township / Civil Division | RUIDOSO |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 960800 |
509 3rd St is owned and occupied by an individual who acquired it in November 2021.
Source: Lincoln County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 3RD ST, RUIDOSO, NM 88345-7508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 15, 2021 |
| Deed Sale | Nov 15, 2021 |
| Prior Sale | Sep 13, 2012 · Amount on File |
| Deed Document Number | 20218306 |
| Deed Book / Page | 2021 / 8306 |
| Prior Transfer Date | Sep 15, 2016 |
| Prior Transfer Doc | 2016/05323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LINCOLN NM |
| Recording Date | Oct 21, 2025 |
| Property Address | 509 3RD ST, RUIDOSO, NM 88345-7508 |
| Document Number | 2025/17674 |
| Book / Page | 2025 / 17674 |
| Map Reference | CAB J SL 240 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 202505074 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 509 3RD ST, RUIDOSO, NM 88345-7508 |
| Name | Verified Name |
|---|---|
| Address | 26565 W EDWARD AVE, INGLESIDE, IL 60041-8304 |
The 2025 property tax bill for 509 3rd St was $1,439 with a homeowner's exemption.
Source: Lincoln County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Lincoln County |
| Municipality | Ruidoso Village |
| Unified School District | Ruidoso Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,680 (-) Land $8,710 Building $40,970 | $149,040 (-) Land $26,130 Building $122,910 | |
| 2025 | $1,439.00 Homeowner's exemption | $49,680 Land $8,710 Building $40,970 | $149,040 Land $26,130 Building $122,910 |
| 2023 | $1,327.00 Additional exemption filed | $46,828 Land $8,210 Building $38,618 | $140,484 Land $24,630 Building $115,854 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 3rd St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 18 (1986–2025) |
| Claims Outside the SFHA | 9 of 18 |
| Most Recent Claim | Jul 2025 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 3rd St is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 65% of New Mexico |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUIDOSO WATER SYSTEM serves 15,947 people · EPA ID NM3513114 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Treatment failure resolved · Feb 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| TDS Telecom Cable | 1,000 / 20 |
| Choice Broadband Fixed Wireless | 400 / 80 |
May also be available: Verizon.
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