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509 20th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 509 20th St, Saint Augustine, FL 32084 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage1,818 sqft Living Area
Lot Size10,018 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$820,000 (2026)
Tax Bill$3,800.00 (2025)

Property Details

APN / Parcel Number

Primary APN146156-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Building Area1,818 sqft Living Area
Gross Area2,656 sqft Gross Area
1st Floor1,818 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,018 sqft (0.23 acres)
Lot Width100 ft Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area576 sqft Garage
Deck Area290 sqft Deck
Porch Area358 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address509 20TH ST
CitySAINT AUGUSTINE
StateFL
Zip32084-1701
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description3-28 PACETTI SUB NORTH BCH BLK 96 LOTS 9 & 11 OR2843/1904
Legal Range30E
Legal Township06S
Legal Section44
Legal SubdivisionNORTH BEACH
Legal Block96
Legal Lot Number9,11
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2008
Census Tract20603

Owner

Source: St. Johns County records · APN 146156-0090

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address14688 FERNBANK LN, JACKSONVILLE, FL 32223-2570
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 11, 2025Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 26, 2026 · Amount on Record
Deed SaleJun 26, 2026 · Amount on Record
Prior SaleJan 03, 2007 · Amount on Record
Deed Doc Number202655052
Deed Book / Page6391 / 168
Record RefreshedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 26, 2026
Property Address509 20TH ST, SAINT AUGUSTINE, FL 32084-1701
Document Number0000055052
Book / Page6391 / 168
Instrument DateJun 26, 2026
Instrument202655052
Transaction TypeTransfer
Record UpdatedJul 08, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$579,740.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14688 FERNBANK LN, JACKSONVILLE, FL 32223-2570

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address509 20TH ST, SAINT AUGUSTINE, FL 32084-1701
Transaction TypeMortgage
Record UpdatedJan 14, 2026
Title CompanyWORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 20TH ST, SAINT AUGUSTINE, FL 32084-1701

Mortgage

Document Number0061291867
DateApr 11, 2025
Book Page6129/1867
Instrument2025028408
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2055

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$303,099 (+2.7%)$765,354 (+5.81%) Land $320,000 Building $445,354
2025$3,800.00 (+12.76%) Homeowner's exemption$295,130 (+2.9%)$723,335 (+1.2%) Land $290,000 Building $433,335
2024$3,370.00 (+2.06%) Homeowner's exemption$286,812 (+3%)$714,758 (+6.82%) Land $290,000 Building $424,758
2023$3,302.00 (+2.99%) Homeowner's exemption$278,458 (+3%)$669,097 (+15.4%) Land $290,000 Building $379,097
2022$3,206.00 Homeowner's exemption$270,348$579,823 Land $257,600 Building $322,223

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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