509 1st St, Piqua, OH 45356 Property Records

Miami County property record for 509 1st St, Piqua, OH 45356

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,400 sqft · built 1920
Lot Size0.119 acres (5,227 sqft)
Owner2 Individuals on Record
Last Sale$35,000 (Jun 2019)
Tax Bill$976 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2019 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNN44-047670

Property Details

APN / Parcel Number

Primary APNN44-047670
Alternative APNs
  • 011130.3-03-013-00
  • N44SE035 00900

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,400 sqft Living Area
1st Floor Area880 sqft
2nd Floor Area520 sqft
Upper Floors Area520 sqft
Basement Area520 sqft

Exterior

Year BuiltBuilt 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,227 sqft (0.119 acres)
Lot Dimensions128 ft deep x 40 ft wide
PorchOpen Porch
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Old Parcel NumberN44SE035 00900
Street Address509 1ST ST
CityPIQUA
StateOH
Zip45356-4009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 4098 40
Legal Lot Number4098 40
JurisdictionMIAMI OH
Township / Civil DivisionPIQUA
Census Block Group3
Census Block3023
Census Tract300100

Owner

Source: Miami County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address509 1ST ST, PIQUA, OH 45356-4009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2021Deed of Trust, Mortgage
PEOPLES FEDERAL SAVINGS ANA LOAN ASSOCIA
Jun 26, 2019Warranty Deed, Transfer · Line of Credit
VERSAILLES S&L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2019 · Amount on Record
Deed SaleJun 26, 2019 · Amount on Record
Prior SaleNov 23, 2004
Deed Document Number2019OR-06951
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address509 1ST ST, PIQUA, OH 45356-4009
Transaction TypeMortgage
Record UpdatedAug 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8655 FAIRVIEW RD, PIQUA, OH 45356-9230

Mortgage

Document Number0000010623
DateJun 16, 2021
Instrument2021OR-10623
Lender
NamePEOPLES FEDERAL SAVINGS ANA LOAN ASSOCIA
TypeNon-Lending Institution
AddressSIDNEY, OH 45365
Agreement
AmountAmount Recorded
Term241 Months
DueJul 1, 2041

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateJun 26, 2019
Property Address509 1ST ST, PIQUA, OH 45356-4009
Document Number0000006951
Instrument DateJun 20, 2019
Instrument6951
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8655 FAIRVIEW RD PIQUA OH 453569230, PIQUA, OH 45356-9230

Mortgage

Document Number6952
DateJun 26, 2019
Instrument6952
Lender
NameVERSAILLES S&L
TypeFederal Savings Bank
AddressVERSAILLES, OH 45380-0092
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 25, 2029
Interest
Rate TypeAdjustable Rate
Rate5.99%

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
MunicipalityPiqua City
Unified School DistrictPiqua City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$976.00 (+55.66%)$26,950 (+81.12%) Land $5,180 Building $21,770$77,000 (+81.18%) Land $14,800 Building $62,200
2024$627.00 (+1.79%)$14,880 (-) Land $5,220 Building $9,660
2023$616.00 (-3.45%)$14,880 (-) Land $5,220 Building $9,660$42,500 (-) Land $14,900 Building $27,600
2022$638.00$14,880 Land $5,220 Building $9,660$42,500 Land $14,900 Building $27,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPIQUA CITY PWS
serves 20,354 people · EPA ID OH5501211
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

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