509 1st Ave N, Great Falls, MT 59401 Property Records

Cascade County property record for 509 1st Ave N, Great Falls, MT 59401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,125 sqft · built 1947
Lot Size	0.086 acres (3,746 sqft)
Owner	Individual Name on Record
Tax Bill	$5,165 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Oct 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R028597`

Property Details

APN / Parcel Number

Primary APN	`R028597`
Alternative APNs	`02-3015-12-2-28-03-0000` `0000157600` `00157600`

Interior

Stories	1 Story
Building Area	3,125 sqft Total Area
1st Floor Area	3,125 sqft
Basement Area	3,125 sqft
Unfinished Basement	3,125 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2010
Exterior Material	Baked Enamel
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,746 sqft (0.086 acres)
Lot Dimensions	150 ft deep x 25 ft wide
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000157600
Street Address	509 1ST AVE N
City	GREAT FALLS
State	MT
Zip	59401-2508
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	GREAT FALLS ORIGINAL TOWNSITE, S12, T20 N, R03 E, BLOCK 307, LOT 012, W2 LT 12
Legal Range	03E
Legal Township	20N
Legal Section	12
Legal Subdivision	GREAT FALLS ORIGINAL TOWNSITE
Legal Block	307
Legal Lot Number	12
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	3
Census Block	3004
Census Tract	10800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Great Falls Central Business Historic District listed 2004 · 99 contributing resources · NRIS 04000374

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	509 1ST AVE N, GREAT FALLS, MT 59401-2508
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2018	Deed of Trust, Mortgage · Commercial Mortgage PRAIRIE MOUNTAIN BANK
Oct 6, 2020	Loan Modification, Mortgage AMERICAN BK CTR
Sep 6, 2018	Loan Modification, Mortgage PRAIRIE MOUNTAIN BK
Aug 2, 2018	Warranty Deed, Transfer RURAL HSNG SVC OR SUCCESSOR AG
Jul 26, 2018	Loan Modification, Mortgage PRAIRIE MOUNTAIN BK
Jan 29, 2018	Trustee's Deed, Construction Loan · Line of Credit PRAIRIE MOUNTAIN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2016
Deed Sale	Jul 28, 2016
Deed Document Number	2016326008
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	509 1ST AVE N, GREAT FALLS, MT 59401-2508
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000360706
Date	Sep 7, 2018
Instrument	R0360706

Lender

Name	PRAIRIE MOUNTAIN BANK
Type	Bank
Address	GREAT FALLS, MT 59405

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 6, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASCADE MT
Property Address	509 1ST AVE N, GREAT FALLS, MT 59401-2508
Document Number	0000397360
Instrument Date	Oct 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	MOUNTAIN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2817 ENCINO DR GREAT FALLS MT 594043799, GREAT FALLS, MT 59404-3799

Mortgage

Document Number	0000397360
Date	Oct 22, 2020
Instrument	397360

Lender

Name	AMERICAN BK CTR
Type	Bank
Address	GREAT FALLS, MT 59405

Agreement

Term	12 Months
Due	Oct 21, 2021

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASCADE MT
Property Address	509 1ST AVE N, GREAT FALLS, MT 59401-2508
Document Number	0000360713
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 1ST AVE N GREAT FALLS MT 594012508, GREAT FALLS, MT 59401-2508

Mortgage

Document Number	0000360713
Date	Sep 7, 2018
Instrument	360713

Lender

Name	PRAIRIE MOUNTAIN BK
Type	Bank
Address	GREAT FALLS, MT 59405

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 6, 2020

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Aug 2, 2018
Property Address	509 1ST AVE N, GREAT FALLS, MT 59401-2508
Document Number	0000358979
Instrument Date	Jul 31, 2018
Instrument	358979
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 1ST AVE N GREAT FALLS MT 594012508, GREAT FALLS, MT 59401-2508

Mortgage

Document Number	358980
Date	Aug 2, 2018
Instrument	358980

Lender

Name	RURAL HSNG SVC OR SUCCESSOR AG
Address	ST LOUIS, MO 63133

Agreement

Amount	Amount Recorded
Term	396 Months
Due	Aug 1, 2051

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CASCADE MT
Property Address	509 1ST AVE N, GREAT FALLS, MT 59401-2508
Document Number	0000358766
Instrument Date	Jul 26, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 1ST AVE N GREAT FALLS MT 59404, GREAT FALLS, MT 59404

Mortgage

Document Number	0000358766
Date	Jul 30, 2018
Instrument	358766

Lender

Name	PRAIRIE MOUNTAIN BK
Type	Bank
Address	GREAT FALLS, MT 59405

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jul 29, 2019

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CASCADE MT
Recording Date	Jan 29, 2018
Property Address	509 1ST AVE N, GREAT FALLS, MT 59401-2508
Instrument Date	Jan 26, 2018
Instrument	350731
Transaction Type	Construction Loan
Record Updated	Feb 6, 2018
Title Company	MOUNTAIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 1ST AVE N GREAT FALLS MT 594012508, GREAT FALLS, MT 59401-2508

Mortgage

Document Number	0000350731
Date	Jan 29, 2018
Instrument	350731

Lender

Name	PRAIRIE MOUNTAIN BK
Type	Bank
Address	GREAT FALLS, MT 59405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 28, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,165.00 (-20.02%)	$437,400 (-)
2025	$6,458.00 (+9.46%)	$437,400 (+25.47%)	$437,400 (+25.47%) Land $47,250 Building $390,150
2023	$5,900.00	$348,600	$348,600 Land $67,500 Building $281,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1981–1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Ziply Fiber.

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