509 10th St, Spencer, NC 28159 Property Records

Rowan County property record for 509 10th St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Year BuiltBuilt 2005
Square Footage1,025 sqft Living Area
Lot Size17,424 sqft (0.4 acres)
OccupancyOwner Occupied
Last Sale$80,000 (2018)
Tax Bill$1,530.00 (2023)

Property Details

APN / Parcel Number

Primary APN031 04103
Alternative APN
  • 6349887

Interior

Full Baths1 Baths
Building Area1,025 sqft Living Area
Gross Area1,271 sqft Gross Area
1st Floor1,025 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 2005
Exterior MaterialBrick Exterior
Foundation TypeFooting Foundation
Lot Area17,424 sqft (0.4 acres)
Depth X Width178 ft x 100 ft Depth x Width
Porch1 Porch
Porch Area56 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating

Location & Zoning

Account Number6349887
Old Parcel Number031 04103
Street Address509 10TH ST
CitySPENCER
StateNC
Zip28159-2053
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL3-4 BLK 88 ELIZABETH B. HENDERSON & MARY E. VANDERFORD
Legal SubdivisionHENDERSON & VANDERFORD
Legal Block88
Legal Lot Number3
JurisdictionROWAN NC
Minor Civil DivisionSALISBURY
Census Blockgroup4
Census Block4013
Census Tract50700

Owner

Source: Rowan County records · APN 031 04103

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 10TH ST, SPENCER, NC 28159-2053
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2018 · Amount on Record
Deed SaleJun 27, 2018 · Amount on Record
Prior SaleMar 31, 2005 · Amount on Record
Deed Doc Number0001311626
Deed Book / Page1311 / 626
Record RefreshedJun 07, 2026

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJun 27, 2018
Property Address509 10TH ST, SPENCER, NC 28159-2053
Document Number0013110626
Book / Page1311 / 0626
Map ReferencePG 42-A
Instrument DateJun 22, 2018
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address204 CONFEDERATE AVE, 204, SALISBURY, NC 28144-2717

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 10TH ST, SPENCER, NC 28159-2053

Mortgage

Document Number13110627
DateJun 27, 2018
Instrument1311/0627
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

Mortgage

Document Number0013110628
DateJun 27, 2018
Book Page1311/0628
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalitySpencer Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$1,530.00$135,425 Land $22,500 Building $112,925$135,425 Land $22,500 Building $112,925

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 4,167 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on 10th St

Nearby Streets

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